David Fowler
CFP®, ChFC®
High Mountain Financial Coaching LLC
Founder, Planner & Coach
David Fowler
CFP®, ChFC®
High Mountain Financial Coaching LLC
Founder, Planner & Coach
Spend Less Time Worrying About Your Finances, More Time Doing What You Love - David Fowler, CFP®, ChFC®
Fee-Only financial planner located in Hawthorne, NJ, serving clients locally and across the country

David Fowler is a Hawthorne, NJ fee-only financial planner. High Mountain Financial Coaching (MMFC) provides comprehensive and objective financial planning and investment management to help Gen X and Gen Y individuals & families, pre-retirees, and entrepreneurs organize, grow and protect their assets through life’s transitions. In particular, David enjoys working with folks who love the outdoors, work outdoors or work for themselves. As a fee-only, fiduciary, and independent financial advisor, David Fowler is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Hi, I’m David Fowler – the founder of High Mountain Financial Coaching, a virtual fee-only financial planning & investment management firm. HMFC is a Registered Investment Advisory firm located in New Jersey, and with the use of modern technology able to serve clients across the entire United States.
With over 15 years of experience in financial services, I started HMFC with the goal of making fee-only advice from a fiduciary financial advisor available to everyone – regardless of how much or how little they may have accumulated (so far).
WHO I SERVE
As an avid outdoorsman (I love hiking/backpacking & trail running) and entrepreneur, I enjoy working with people who have an affinity for the Great Outdoors and/or are dealing with the many challenges of owning a business. With that in mind, I work with:
• Outdoor Industry Professionals
• Outdoor Enthusiasts
• Solopreneurs
If you love the outdoors, work outdoors, or work for yourself - let’s have a conversation to see how we can collaborate on your goals.
CERTIFICATIONS & QUALIFICATIONS
• I am a CERTIFIED FINANCIAL PLANNER™
• I have earned the Chartered Financial Consultant® (ChFC®) designation
• I am currently pursuing the Certified Kingdom Advisor® (CKA®) designation
• I am independent
• I am a Fee-Only financial planner
• I am a Fiduciary
OUTSIDE OF WORK
When I'm out of the office I spend my time in the wilderness, with my wife, in a good book, or at my church.
NEXT STEPS
• Learn more on the HMFC website - highmountainfinancial.com
• Book a 30 minute conversation on my calendar - Free Consultation
• send me an email - dfowler@highmountainfinancial.com
David Fowler is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
SPEND LESS TIME WORRYING ABOUT YOUR FINANCES, MORE TIME DOING WHAT YOU LOVE
High Mountain Financial Coaching exists to help people live purposeful, passionate, adventure filled lives – both today and tomorrow.
Our Mission - To guide individuals and families to building and living a life they love – through coaching, education, and planning.
It’s never too early and it’s never too late to create a future you can be excited about. Let’s do it together.
High Mountain Financial Coaching (HMFC) is a virtual fee-only financial planning & investment management firm located near Bergen County, New Jersey in the town of Hawthorne. With modern technology we are able to serve clients across the entire United States. At HMFC we believe that fee-only advice from a fiduciary financial advisor should be available to everyone – regardless of how much or how little they may have accumulated (so far).
HOW I HELP
• I help you to discover and build a plan to have freedom – money freedom, time freedom, and mental freedom
• I help you identify and eliminate any gambling or speculating that may be occurring with your investments
• As your financial planner and coach, I simplify the financial planning aprocess – breaking your planning to actionable attainable steps
NEXT STEPS
• Learn more on the HMFC website - highmountainfinancial.com
• Book a 30 minute conversation on my calendar - Free Consultation
• Send me an email - dfowler@highmountainfinancial.com
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Academic Based Investing
- Investment Management
- Retirement Income Planning
- College Education Planning
Ideal Clients
- Outdoor Enthusiasts & Professionals
- Solopreneurs & Entrepeneurs
- Digital Business Owners
- Growing Families
- Retirees and Near Retirees
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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David Fowler is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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David Fowler is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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David Fowler is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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David Fowler is a Chartered Financial Consultant® (ChFC®)
Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
Contact David Fowler
Office Locations:
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127 Rock Rd
Hawthorne, NJ 07506