David Fulton
CFP®, ChFC®
Lodestar Financial Planning
Financial Planner
David Fulton
CFP®, ChFC®
Lodestar Financial Planning
Financial Planner
Many people believe that financial planning is only for the wealthy; the reality is most anyone can benefit from a well-crafted financial plan, regardless of age or income level. We believe that everyone deserves Competent, Trustworthy, and Affordable advice. - David Fulton, CFP®, ChFC®
Fee-Only financial planner located in Colorado Springs, CO, serving clients locally and across the country
David Fulton is a Colorado Springs, CO fee-only financial planner providing Hourly and On-Going Financial Planning and Investment Management. While he works with a broad range of clients, David specializes in working with Active and Retired Military, Federal Employees, and Families with Special Needs Children.
As the son of a bush pilot, David Fulton spent a unique and exciting childhood overseas in Africa and Haiti. After returning to the United States, he decided to pursue a career of adventure and service and earned an appointment to the United States Military Academy at West Point.
Upon graduation, he was assigned as an officer in the United States Army where he served a successful and rewarding career as an Armor Officer, commanding Soldiers at all levels from Platoon to Battalion, including four combat tours in Iraq and Afghanistan. During his military career he also served at the Department of State in Washington D.C. and the North American Aerospace Defense Command (NORAD) in Colorado Springs, giving him a broad and unique insight into the Department of Defense and Federal Service.
In 2014, at only 4 months old, David's youngest son was diagnosed with a severe and catastrophic form of epilepsy called Dravet Syndrome. Through the struggles of caring for a medically fragile child, he was forced to learn how to navigate the complexities of coordinating insurance, government benefits, and the many financial pressures facing parents of children with disabilities. David's passion for solving these tough problems eventually led to his pursuit of financial planning as a career where he could continue serving others while capitalizing on his many experiences.
David has earned a Bachelor of Science degree from the United States Military Academy at West Point and a Master of Arts degree in Economics from Vanderbilt University. He is a proud veteran and special needs parent. David lives in Colorado Springs, Colorado with his wife Whitney and sons Avery, Bennett, and Hugh.
David Fulton is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Many people believe that financial planning is only for the wealthy; the reality is most anyone can benefit from a well-crafted financial plan, regardless of age or income level. We believe that everyone deserves Competent, Trustworthy, and Affordable advice.
We are Lodestar Financial Planning; a fee-only financial advisory practice located in beautiful Colorado Springs, Colorado.
We provide hourly, as needed, and on-going financial planning and advice to our clients here in Colorado and several other states.
We do not sell investment or insurance products, nor do we receive commissions or any compensation from third parties. The only income we receive is from our clients for the specific advice they have requested.
Unlike many other fee-only firms, we also don't require you to have investment account under our management, although we do offer that service. Nor do we require a certain amount of assets for planning or investment advice.
Our services are accessible to people just starting on their financial journey, growing families, pre-retirees, do-it-yourselfers, and anyone in need of a one-time review, second opinion, periodic advice, or ongoing financial coaching. Our services include:
* Broad-based Financial Planning
* Retirement planning
* Federal Employee benefits
* Military benefits
* Investment advice
* Estate planning
* Second opinions
While we work with a broad range of clients, we specialize in working with:
* Active and Retired Military members
* Federal employees
* Families with Special Needs Children
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Active Duty and Retired Military
- Federal Employees
- Families with Special Needs
- Retirees and Near Retirees
- Growing Families
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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David Fulton is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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David Fulton is a NAPFA Associate MemberThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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David Fulton is a member of the Garrett Planning Network. Click here to learn more.Everyone needs competent, objective financial advice from time to time. The Garrett Planning Network has a nationwide membership with hundreds of independent, Fee-Only financial planners providing advice to people from all walks of life, without minimum account requirements, sales commissions, or long-term commitments. Our members proudly embrace their fiduciary duty, always placing their clients' best interests first.
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David Fulton is a Chartered Financial Consultant® (ChFC®)Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
Contact David Fulton
Office Locations:
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7035 Campus Drive
Suite 907
Colorado Springs, CO 80920
