Meyers Wealth Management
Fee Only Financial Planner Located in Los Altos, CA and Serving Clients Nationwide
David Meyers is a Fee Only Financial planner in Los Altos, CA. David Meyers is a NAPFA-Registered Financial Advisor.
David started Meyers Wealth Management after a long career doing quantitative work for the management of institutional fixed-income portfolios, not through the more traditional channel of sales or marketing or working at a broker or insurance shop.
David moved from the institutional business to starting a personal financial planning practice because because he believes that people are not being well served by the traditional models - either they are paying way too much for portfolio management, being sold products rather than being given advice, or simply being ignored by the industry.
In addition to traditional asset-management, David is happy to work with clients on an hourly basis, on specific projects, as well as in ongoing comprehensive financial planning. Clients are not obligated in any way to turn over assets for management, nor are there any minimum levels of assets necessary to engage his services.
His clients include young folks, families with children, retirees, self-employed people, business owners, trustees, and others.
David Meyers is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Quick Start / On The Spot Planning
Comprehensive Financial Planning
More details below:
Quick Start / On The Spot Planning
If you have one or two specific issues to address and only need a limited engagement, this is the service for you. We’ll schedule a meeting - usually two hours - you’ll bring in all the information we need (we’ll provide a document list and questionaire to help you prepare for this) - and we’ll dig in together. We can provide a summary of our meeting, and possibly more detailed follow-up notes and/or additional meetings depending on your needs. We bill by the hour for this service.
Some of the types of work we typically do in these sessions include: retirement savings projections, Social Security claiming strategy optimization, portfolio risk analysis, home affordability, college savings, tax planning, dealing with stock options and RSUs, employer benefits selection including investment choices in the employer’s retirement plan, etc.
Comprehensive Financial Planning
We start with a comprehensive review of your overall financial situation, and generally cover all the topics noted above and more. We’ll model most of your finances in our Financial Planning Dashboard, review and prioritize goals, and provide a full written financial plan including detailed recommendations. We’ll schedule regular meetings to update and review details and portfolios, and be available ad-hoc as well to address any issues that arise. We’ll coordinate with your CPA/EA (tax preparer) and your estate attorney as necessary, and review your tax situation both before you file, and before year and and other deadlines.
Comprehensive Financial Planning services typically require an up-front fee followed by a low monthly or quarterly retainer fee for the ongoing support and services, with some variation in pricing based on the complexity of a client’s situation. There is no minimum level of assets or net worth required for this service.
We offer traditional fee-only financial advisory services wherein we will manage your portfolio for you. For each account or set of accounts, we’ll work with you to develop an investment plan, and then we’ll manage those accounts for you in accordance with that investment plan.
We’ll take into consideration existing assets (especially important in taxable accounts where selling off some of those assets may have huge tax consequences), we’ll perform tax loss harvesting on an opportunistic basis where we can.
We’ll optimize not only asset allocation, but also asset location, too. This means we’ll consider what kinds of securities (i.e., stocks, bonds, etc), but also where it’s best to hold those securities (IRA, Roth IRA, taxable account, etc).
There is no minimum level of assets required for this service, though we do have a minimum annual fee. This service is priced based on a percentage of the assets under management, and a discount may be available for those who are also engaging us for ongoing comprehensive financial planning services.
We never require any clients to turn over assets for portfolio management as a condition to receive financial planning services.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
David Meyers is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
David Meyers is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
David Meyers is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact David Meyers
111 First St
Los Altos, CA 94022