David Niggel


Key Wealth Partners

CEO & Founder

David Niggel


Key Wealth Partners

CEO & Founder

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - David Niggel, CFP®, ChFC®, AIF®

(717) 283-4186

Fee-Only financial planner located in Lititz, PA, serving clients locally and across the country

David Niggel is a Lancaster, PA fee-only financial planner. Key Wealth Partners provides comprehensive and objective financial planning, wealth management, and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, David Niggel is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

As founder, president and CEO of Key Wealth Partners, David Niggel combines wealth management expertise with hands-on entrepreneurial experience to help clients meet their individual and business goals.

David has established, managed and overseen the profitable transition of several franchise operations, most notably turning two Auntie Anne’s Soft Pretzels start-up stores into profitable, thriving businesses.

As an entrepreneur David developed a particular passion for analyzing and implementing financial strategies, with a close eye on cost-containment and growth. Combining his financial skills with practical business experience, he founded Key Wealth Partners in 2010.

David holds a bachelor’s degree in business administration/accounting from Millersville University of Pennsylvania. He is a Chartered Financial Consultant® and is a CERTIFIED FINANCIAL PLANNER™ professional. David earned the AIF® designation from the Center for Fiduciary Studies in 2013. The AIF designation certifies that he has specialized knowledge of the fiduciary standard of client care and of how to apply that knowledge to the investment management process.

He and his wife Angela enjoy spending time with their daughters, Rebecca and Elissa. David also is a golfer and an auto-racing enthusiast.

David Niggel is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.


You know how to roll up your shirtsleeves when that’s what it takes. You also know there are other keys to success. You work hard, but you work smart too. Shouldn’t your wealth work in the same way? At Key Wealth Partners, LLC, we want to help you define, gather and preserve what is yours. It’s about more than just your hard-earned money. It’s about the desired lifestyle that smart investing can enable. 

At Key Wealth Partners, our uniqueness can be found in our name. As the trusted partner in your financial journey, we are dedicated to your financial success above all. That commitment is embedded in the very structure of our firm.


Corporate parents too often have an agenda that can conflict with yours. That’s why we’re committed to independence.

Sure, we serve our clients with a robust platform of world-class investments and technology, just like the big Wall Street firms do. But unlike them, we provide completely unbiased advice—and we answer to our clients alone.


We’re serious about your success. That’s why comprehensive financial planning is central to our approach. As a Certified Financial Planner™ firm, we apply a wealth of knowledge in helping you protect, grow and translate your assets into a life of security and fulfillment.


Most advisors operate under an ethical standard (the suitability rule) that we believe leaves far too much room for conflicts of interest. Key Wealth Partners has deliberately chosen to operate under the fiduciary standard—which requires the highest level of client care. As fiduciaries, we are legally bound to place your interests ahead of ours at all times.


We pride ourselves on being open and accountable about everything that matters to you. That commitment starts with our compensation: As a fee-only advisor, we never accept sales commissions, and our fees are completely transparent.

The same transparency applies to everything in your investment portfolio and every single piece of advice we offer. We never, ever leave our clients in the dark.

That brings us to the other part of our name: Key. We firmly believe that working with a knowledgeable, experienced and trusted partner is the key to achieving financial success.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    David Niggel is a NAPFA Associate Member

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    David Niggel is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    David Niggel is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • ChFC - Chartered Financial Consultant
    David Niggel is a Chartered Financial Consultant® (ChFC®)

    Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

  • Financial Planning Association
    David Niggel is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Accredited Investment Fiduciary®
    David Niggel is an Accredited Investment Fiduciary® (AIF)

    Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.

Contact David Niggel

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Office Locations:

  • 351 Rumford Rd
    Lititz, PA 17543

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