David Oransky


Laminar Wealth LLC

Financial Life Planner | Investment Advisor

David Oransky


Laminar Wealth LLC

Financial Life Planner | Investment Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - David Oransky, CFP®, CPA/PFS, RLP®

(800) 929-6530

Focus on What Matters

David Oransky is a Chesterfield, MO fee-only financial planner. Laminar Wealth LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, David Oransky is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Mary and David Oransky are the powerhouse duo behind the name Laminar Wealth. A married couple, they are truly an integrated team, working collaboratively with all clients. Mary dives into all areas of the financial plan, always keeping the big picture in mind, while David is the tax and investment expert. Their unique perspectives and technical expertise allow them to provide thoughtful and meaningful advice.

A graduate of Santa Clara University where he studied accounting, finance and economics, David started his career as a CPA with Deloitte. He found his way into the world of financial planning and investment management as the result of a personal need when his mother died from ovarian cancer. Being an optimizer, he wanted to make sure the very best financial decisions were being made for his family with the distribution of her estate and management of the assets.

Throughout this difficult process David found himself captivated by the world of personal finance. As he learned more he wanted to help others navigate the intimidating world of money. He left Deloitte and joined a prominent wealth management firm in Palo Alto, California where he helped many successful Silicon Valley entrepreneurs. David designed and implemented comprehensive financial plans for his clients, allowing them to enjoy financial independence for the rest of their lives.

David Oransky is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Our purpose is to improve your life

Our integrative approach places you, not your money, at the center of the relationship. We start by helping you determine what is uniquely important to you and then leverage our technical expertise and thoughtful guidance to bring congruity between your finances and your values.

We believe in true wealth management

Wealth encompasses not only money, but also physical, emotional, and spiritual elements. Wealth management involves integrating all of your resources—money, time, energy, and skills—to create a life that is not only financially sound, but also inspiring and meaningful to you.

We believe in elegant simplicity

Our name Laminar Wealth is inspired by the physics term meaning streamlined, a critical concept in sailing and flying—our founder’s favorite hobbies. Applying a similar mindset to your finances means reducing or eliminating unnecessary fees, taxes and complexity. The result is not only greater wealth, but also greater peace of mind and time to focus on the things that matter most to you.

We are committed to you

As a fee-only firm, we refuse to accept compensation from third parties for recommendations or referrals. We will always act as a fiduciary and place your interests above all else. We will be fierce in protecting your privacy and compassionate in respecting your dreams. We are committed to earning your complete trust.

Our Clients

We are based in St. Louis and work with clients around the country. Many of our clients come to us during a life transition that results in important money decisions, such as an IPO, an inheritance, a significant increase in income, or an impending retirement. Our expertise in financial and tax planning combined with our life planning approach makes us perfectly equipped to guide you through every step of your journey. Our ideal client is not defined by profession, age, geography, or even financial assets. Instead, we believe the most important element in a wealth management relationship is a shared philosophy around life and money. Below are a few of these core principles.

Live well within your means
It’s common wisdom not to spend more than your resources can support, but we believe there is a deeper meaning to this old adage. It is not only about keeping your cash flow under control, but also creating the life you want, so you can live well and have peace of mind.

Live for today and plan for tomorrow
The objective of financial planning is not merely to accumulate assets and be the richest person in the graveyard. Moreover, we want you to live your life to the fullest and use your resources to deliver freedom into your life every day. This requires a willingness to explore the deeper meaning of money in your life and a continuous calibration of your finances with your values.

Human capital is your best resource
It is important to minimize unnecessary risk when it comes to your financial capital, but the same is not necessarily true of your human capital—your time, energy, and skills. We believe in following your heart and listening to your creative or entrepreneurial spirit within the framework of a sensible plan. In addition to enjoying life more, you may find this also provides the greatest opportunity for financial gain.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    David Oransky is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    David Oransky is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPA - Certified Public Accountant

    David Oransky is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

  • CPA/PFS - Personal Financial Specialist
    David Oransky is a Personal Financial Specialist (PFS)

    The Personal Financial Specialist (PFS) credential is granted solely to CPAs (Certified Public Accountants) with considerable personal financial planning education and experience. All areas of personal financial planning—including estate, retirement, investments, and insurance—have tax implications, and the PFS professional has the experience, ethics, and expertise to get the job done right.

  • Kinder Institute
    David Oransky Has Received Training at the The Kinder Institute of Life Planning

    The Kinder Institute trains and coaches financial advisors worldwide in a method we call financial Life Planning. This method is based on the premise that advisors should first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals.

Contact David Oransky

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Office Locations:

  • 16020 Swingley Ridge Road
    Suite 230
    Chesterfield, MO 63017

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