David Wattenbarger

CFP®, CAP®, CDFA®

DRW Financial

Financial Advisor

David Wattenbarger

CFP®, CAP®, CDFA®

DRW Financial

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - David Wattenbarger, CFP®, CAP®, CDFA®

Fee-Only financial planner located in Chattanooga, TN, serving clients locally and across the country

David Wattenbarger is a Chattanooga, TN fee-only financial planner. DRW Financial provides comprehensive financial planning and investment advisory services to help individuals, families, ​small business owners, and non-profit organizations organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, David Wattenbarger is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

​David Wattenbarger holds the Certified Financial Planner™, CDFA®, and Chartered Advisor in Philanthropy® designations.  He has been active in the financial services industry since 2000, and founded DRW Financial in 2013 to focus exclusively on providing fee-only financial planning and investment management services.

David Wattenbarger is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

DRW Financial provides fee only investment management and holistic financial planning to a select clientele. The firm seeks to add value to three areas of each client's life: family, community, and legacy.

David serves as the Investment Adviser and Planner for DRW Financial, and brings 20+ of experience in financial services to the firm. David's prior professional experience includes serving as a general principal, options principal, and municipal bond principal for an independent broker dealer, as well as extensive work with other financial professionals on a consultative basis.

DRW Financial is a registered investment advisory firm in the states of Tennessee, Georgia, Illinois, and Oklahoma. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Clients Experiencing Divorce
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    David Wattenbarger is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    David Wattenbarger is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    David Wattenbarger is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    David Wattenbarger is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Chartered Advisor in Philanthropy® (CAP®)
    David Wattenbarger Holds the Chartered Advisor in Philanthropy® (CAP®) Designation

    The Chartered Advisor in Philanthropy® (CAP®) provides qualified financial professionals with the knowledge and tools needed to help clients articulate and advance their highest aspirations for self, family, and society. CAP® holders are part of a growing network of top planners who are working to make our towns and cities better places to live for generations to come.

  • Divorce Financial Analyst
    David Wattenbarger is a Certified Divorce Financial Analyst® (CDFA®)

    A CDFA® professional is a financial professional skilled at analyzing data and providing expertise on the financial issues of divorce. The role of the CDFA® professional is to assist the client and his or her attorney to understand how the decisions he or she makes today will impact the client’s financial future. A CDFA® can take on many roles in the divorce process: Financial Expertise and Strategy, Data Collection and Analysis, Expert Presenter and Litigation Support. In some cases, CDFA® professionals are called upon to act as expert witnesses in court or in mediation proceedings.

Contact David Wattenbarger

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Office Locations:

  • 7648 Magnolia Leaf Ln
    Chattanooga, TN 37421

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