CFP®, CRPC®, RLP, ChFC®
Gallant Financial Planning
We help you establish your financial and investment planning goals. Then, we work together to get you to your goals - with a solid financial foundation and peace of mind.
I am Debbie Heffernan Gallant, a Certified Financial Planner™, Chartered Retirement Planning Counselor, and Financial Life Planner located in Montgomery County, Maryland, a lovely suburb of Washington DC. I founded Gallant Financial Planning, a Registered Investment Advisor firm, in 2008 after 11 years as a consultant to Federal environmental programs followed by 16 years running an independent, small business. Now, as a Certified Financial Planner and fiduciary, I am delighted to be providing services to clients to increase their well being.
As a fee-only advisor, I act as a fiduciary and work solely to serve your best interests at all times. As we build your plan, we build a relationship: at Gallant Financial Planning, you’ll receive expert, caring advice – not a sales presentation. You can look forward to focused, personal attention from me in a friendly, warm and relaxed environment. Finances are stressful enough - planning doesn't have to be!
I am a Certified Financial Planner™, Registered Investment Advisor, Chartered Retirement Planning Counselor, Chartered Financial Consultant and Registered Life Planner and specialize in client-centered financial life planning. As a fee-only advisor, I am active in the National Association of Personal Financial Advisors (NAPFA) as well as the Financial Planning Association. I am immediate past President of the DC Metro chapter study group for NAPFA.
As a mom, daughter in law, wife, and community oriented person, I add my own life experiences along with my years of financial experience to my investment education and expertise in tailoring advice to your specific goals and preferences.
I look forward to the opportunity to work with you and help design the path to your financial and personal dreams.
Debbie Gallant is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
At Gallant Financial Planning, we specialize in a variety of services, including:
- Comprehensive Financial Planning
- Financial Coaching/Education
- Retirement Planning and Distribution Planning
- College Funding/Planning
- Investment Advisory Services & Asset Allocation Recommendations
- Tax & Estate Planning Education and Review
- Financial Life Planning
Every client comes with a unique history and individual goals. At Gallant Financial Planning, we help you establish your life plan. Then, we work together to get you there. Services are available at a range of levels, according to your needs. Projects can range from a single consultation to a multi-month plan to a lifelong financial roadmap. And many clients chose to continue working with us on an ongoing annual basis.
Gallant Financial Planning works with you in partnership to develop holistic financial life plans based on your unique pursuits and constraints. Money is your tool – the fulfillment of your dreams is the goal.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Debbie Gallant is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Debbie Gallant is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Debbie Gallant is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Debbie Gallant is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Debbie Gallant is a Chartered Retirement Planning Counselor℠ (Learn More)
The Chartered Retirement Planning Counselor℠ or CRPC® designation is a premier retirement planning credential. The CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.
Debbie Gallant is a Chartered Financial Consultant® (ChFC®)
Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
Contact Debbie Gallant
13001 Cleveland Drive
Rockville, MD 20850