Deborah L. Hobart
CFP®, CPA
Blue Water Capital Management, LLC
Financial Advisor
Deborah L. Hobart
CFP®, CPA
Blue Water Capital Management, LLC
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Deborah L. Hobart, CFP®, CPA
Fee-Only financial advisor in Apex, NC, serving clients in the Triangle and across the country.

Deborah L Hobart is an Apex, NC fee-only financial planner. Blue Water Capital Management, LLC provides comprehensive financial planning, retirement planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Deborah L. Hobart is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Deborah Hobart, CFP®, CPA is a financial advisor at Blue Water Capital Management, LLC and is a CERTIFIED FINANCIAL PLANNER™ professional. She earned her BS in Accounting at George Mason University and holds CPA licenses in the states of VA and NC. She has worked in the financial services industry for over 20 years.
She began her career in the field of accounting and has experience in a variety of areas including budgeting, forecasting, tax return preparation, and cash management. She has also worked at several Fortune 500 companies in a number of industries including Real Estate, Debt / Securities, and Manufacturing. Although she worked in the accounting field, she was always interested in finance and spent free time reading about personal finance, investing, and estate planning. She eventually decided to leave the accounting industry and focus her career on financial advising and investment management in a fiduciary capacity.
She is a member of the National Association of Personal Financial Advisors (NAPFA) and contributes articles on investing topics for the Apex Suburban Living magazine. Debbie and her family live in Apex, NC. She enjoys traveling and spending time with and riding her horse.
Deborah L. Hobart is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
The Blue Water Team
Blue Water Capital Management, LLC was founded in 2003 and built around a vision of acting in clients' best interests, constantly pursuing 'best practices', and providing exceptional service at a reasonable cost. We proudly serve Apex, Holly Springs, Cary, Fuquay Varina, Raleigh, and the Greater Triangle area.
We are professional, fiduciary financial advisors who enjoy working for you, not Wall Street.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Deborah L. Hobart is a NAPFA Associate Member
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Deborah L. Hobart is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Deborah L. Hobart is a Certified Public Accountant (Learn More)
Certified Public Accountants are licensed by the state and authorized by the state to practice public or private accounting. CPA licensing requirements are state specific, but typically include a bachelors degree with additional accounting coursework, successful completion of the Uniform CPA Exam, work experience, successful completion of an approved ethics course, and ongoing continuing education.
Contact Deborah L. Hobart
Office Locations:
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315 S. Salem Street
#422
Apex, NC 27502