Delia Fernandez

CFP®, MBA

Fernandez Financial Advisory

Financial Advisor

Delia Fernandez

CFP®, MBA

Fernandez Financial Advisory

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Delia Fernandez, CFP®, MBA

(562) 594-4454

Fee-Only Financial Advisor located in Los Alamitos, CA and serving the entire Orange County and Los Angeles, CA area.

Delia Fernandez is a Los Alamitos, CA fee-only financial planner. Fernandez Financial Advisory provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Delia Fernandez is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Delia Fernandez is a personal financial planner and investment advisor registered with the State of California.

She has more than 20 years experience in the financial services industry, including 12 years as consumer ombudsman, national spokesperson and director of public affairs with TRW's credit reporting division, six years on the Board of Directors of TRW Systems Federal Credit Union and two years as Director of Corporate Communications and Investor Relations at Ashton-Tate.

She is a CERTIFIED FINANCIAL PLANNER™ and member of the National Association of Personal Financial Advisors (NAPFA), the association for fee-only planners, as well as the Financial Planning Association (FPA). She holds an MBA from California State University, Long Beach, a B.A. in British and American Literature from Scripps College, and a Certificate in Personal Financial Planning from the University of California, Irvine. She is also a member of the Advisory Board for UCI's Personal Financial Planning Certificate Program, and teaches the Survey of Financial Planning course for the Certificate Program.

Most importantly, Delia is a person you can trust. Not only as a qualified financial planner, but a professional who is truly interested in helping you achieve the highest possible level of personal and financial security.

Delia Fernandez is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Orchestrating Your Plan.

Different problems require different solutions. And depending on the type of assistance you need and the plan required to solve it, I can orchestrate the other professionals on your team to make sure that it’s properly implemented. With your consent, for example, I may contact your insurance agent, accountant or lawyer to make sure they thoroughly understand your current goals and work directly with them to structure the best possible solution. Once a plan is developed, it’s time to put it into action. You can implement the plan yourself or I can help you select investments and structure your portfolio to meet the objectives we’ve established. If you so choose, I can even manage your entire portfolio while providing on-going advice, periodic reviews and detailed statements that track performance against preset goals. This affords you with greater assurance of meeting your plan’s objectives and more time to pursue other interests.

Financial Planning Services

• Retirement Planning
• Investment Advice
• Cash Management Planning
• Insurance Analysis
• Estate Planning
• Educational Planning
• Portfolio Management

Additional Areas of Expertise

I have a special emphasis in my practice on the middle class, and in particular those people who have state, city or teachers pensions (including PERS, STRS, OCERS and LACERA). My services include assistance on these pensions as well as how Social Security works with these plans, and the related retirement savings plans, such as 403bs, tax-sheltered annuities (TSAs), 457 plans, and their related catch-up provisions. I am proud to be included on the 403bwise.com directory of financial professionals who have met their requirements.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Delia Fernandez

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Office Locations:

  • 5212 Katella Avenue
    Suite 205
    Los Alamitos, CA 90720

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