CFP®, ChFC®, EA, CSLP®
PharmD Financial Planning LLC
Founder & Lead Planner
CFP®, ChFC®, EA, CSLP®
PharmD Financial Planning LLC
Founder & Lead Planner
You've worked hard to get where you are today. It's time you start experiencing the rewards of that hard work. Whether that's retirement or building a family legacy, I'm here to help. It's my mission to help you plan your dream! I’m committed to applying my experience and qualifications as a CERTIFIED FINANCIAL PLANNER™ professional to become your trusted partner, guide, and problem solver. - Derek Delaney, CFP®, ChFC®, EA, CSLP®
Fee-Only financial planner located in Owatonna, MN, serving clients locally and across the country
Derek Delaney is an Minnosota (Minneapolis / Rochester area) Fee-Only financial advisor serving clients across the country. PharmD Financial Planning provides professionals and families with financial planning and investment management with a focus on tax-efficient retirement planning.
As a fee-only, fiduciary, and independent financial advisor, Derek Delaney is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Derek Delaney is the Founder and Lead Fee-Only Financial Planner at PharmD Financial Planning located in Owatonna, MN.
How I Can Help:
As the founder and lead planner of PharmD Financial Planning, partnering with you to create a strategic plan that makes the most of your opportunities is at the core of what I do. I’m here to guide you as you navigate all the ups and downs of your financial lives.
I believe that financial planning, when done correctly, can make a tremendous positive impact in people’s lives. I am given the opportunity to help clients address some of their most intricate issues that revolve around money. The mutual trust and commitment we build together is both very gratifying and professionally fulfilling.
I’m proud to proactively look out for my clients, so they don’t have to themselves and can instead spend their free time focused on their lives, with peace of mind.
What I Do Outside of Work:
I am married to a pharmacist, Kortney Delaney (a South Dakota State alumna), and we have two young kids, Ben and Hannah. As a young family of 4 living in Minnesota, we spend as much time as we can outside when the weather allows. From April to October, we often frequent the local parks and playgrounds. We also enjoy bonfires at home, board games and spending time with grandparents.
I enjoy staying active, whether through running, golfing or simply pulling a wagon for my kids around our neighborhood. Outside of work, I also enjoy attending live sporting and musical events with friends.
Derek Delaney is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Financial Planning for Pharmacists
· Fiduciary Focused
· Commission Free
· Location Independent
Dedicated to Helping Pharmacists Thrive
Those we serve share an appreciation for hard work, education and taking diligent steps to pursue long-term outcomes. When it comes to finances, most of our clients want to apply these same values. We’re committed to helping you simplify, organize and optimize. We want you to be able to spend the time you have outside of work relaxed and focused on what matters to you — not worried about the details of your finances.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Derek Delaney is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Derek Delaney is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Derek Delaney is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Derek Delaney is a Chartered Financial Consultant® (ChFC®)
Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.
Derek Delaney is an Enrolled Agent (EA) with the IRS
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Derek Delaney is a Certified Student Loan Professional (CSLP®)
Financial Advisors having earned the Certified Student Loan Professional designation (CSLP®) understand the complexities of the student loan repayment options and have the advanced knowledge required provide to high quality student loan repayment planning advice within the scope of a holistic financial plan.
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "The award for worst financial advice on social media In 2022 goes to..."
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "Recovering financially after divorce"
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "Start thinking about recession-proofing your finances"
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "Your $5 latte doesn't actually matter"
Derek Delaney is Quoted in MarketWatch: "You’re not too young to have a will. Take care of your family with a simple ‘I love you, honey’ estate plan"
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "What I would do if I won the Mega Millions"
Derek Delaney is Quoted in Investor's Business Daily: "Advisors Gain An Edge In Helping Clients Manage Student Loans"
Derek Delaney is a Guest Columnist for the Owatonna People's Press: " We need to stop overpaying for colleg"
Derek Delaney is a Guest Columnist for the Owatonna People's Press: "Should all student loan debt be forgiven"
Derek Delaney is Quoted in the Wall Street Journal: "Annuities: What investors should know"
Derek Delaney is Quoted in Financial Planning: "Stung by the stock market, Gen Z and millennials still shun advisors"
Derek Delaney is Quoted in ThinkAdvisor: "Beware of These Backdoor Roth Dangers: Advisors' Advice"
Derek Delaney is Quoted in Advisors Magazine: "To Tame Inflation: Plan!"
Derek Delaney is Quoted in MarketWatch: "Financial advisers walk a fine line in casual conversations between talking shop and talking too much shop"
Derek Delaney Contributes to The Land: "Financial Focus: Options exist for dealing with student loans"
Derek Delaney is Featured in the Owatonna People's Press: "Owatonna Area Chamber of Commerce & Tourism has a new Financial Representative, Derek Delaney"
Contact Derek Delaney
202 N. Cedar Ave.
Owatonna, MN 55060