Derrick Chandler


Moisand Fitzgerald Tamayo, LLC

Principal and Financial Advisor

Derrick Chandler


Moisand Fitzgerald Tamayo, LLC

Principal and Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Derrick Chandler, CFP®

Fee-Only financial planner located in Orlando, FL, serving clients locally and across the country

Derrick Chandler is a Orlando, FL fee-only financial planner. Moisand Fitzgerald Tamayo, LLC provides comprehensive financial planning, investment management, and tax planning to help baby boomers, Gen X, corporate executives and business owners organize, grow and protect their assets through life’s transition. As a fee-only, fiduciary, and independent financial advisor, Derrick Chandler is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Derrick Chandler is a CERTIFIED FINANCIAL PLANNER™ professional who has been with the firm since 2002 and oversees our Financial Planning Department. His clients are retirees, business owners, and young professionals who are building their financial portfolios and wish to secure their cash flow, minimize taxes, develop a financial plan/retirement model and have their investments professionally managed.

Derrick’s expertise lies in the areas of designing complex financial plans and retirement models.  These scenarios include tax projections, portfolio performance, cash flow analysis, long-term care needs analysis, and determining sustainable withdrawal rates for client portfolios.  He also works with our business clients in the design of their 401(k) plans and monitors the allocation of the investments.

Derrick is an active member of the Central Florida chapter of Financial Planning Association where he has participated on the “Financial Planning Hotline” for several years.  His planning advice has been featured often in the Orlando Sentinel’s “Ask an Expert” column.

Derrick earned a Bachelor of Science degree in Finance from the University of Central Florida, where he also completed their rigorous Financial Planning Certificate Program.

Derrick Chandler is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Why choose us? Because you want your finances in the best shape possible. You want a proven team of experienced advisors who will identify the best course of action for your unique needs and circumstances.

MFT is one of the most highly acclaimed and decorated firms in the country. We are big enough to deliver an impressive breadth and depth of knowledge to help keep your finances aligned with your vision, yet small enough to be highly attentive to our clients' needs. We have an extraordinarily high client retention rate and the bulk of our new clients come from client referrals.

Personal finance has never been more complex. You deserve advice from bona fide experts who work solely for you, are objective, independent, and never get paid to sell you products.

If you become a client, you can expect:

·         Your vision for your family is our starting point. We will always focus on that vision.

·         You will get expert advice from some of the most experienced and highest-regarded advisors in the country. We are committed to maintaining leading-edge expertise.

·         You will be treated like family by a team dedicated to helping you get and keep your financial affairs in the best possible condition.

·         We will be “A Sanctuary from the Noise®.” You will not see a market barometer or breaking news on our website to create needless anxiety or clutter your financial thinking. With a sound financial plan, such fluctuating information is almost meaningless.

·         You will experience our unwavering commitment to your needs. We put our commitment in writing as few others can or will do.

·         You will receive clear and understandable communication with minimal jargon.


Your experience with an advisory firm is determined in large part by the interactions with the firm’s personnel. If we could highlight only one hallmark of MFT, it would be our staff’s tenure rather than our awards, national notoriety, or leadership roles held within our profession.

We strive to make MFT a great place to work. We hire smart people who relish working for the betterment of our clients. Employees stay with our firm because they have taken ownership of our mission to provide top-notch advice and service, and our clients respond to that care. 

As you can see in our January 2020 post, the financial planning community recognizes the talents of this firm. MFT has served clients well for decades, and is poised to continue to do so.

If you want proven, expert advice and world class service from a team with the breadth and depth to last through your lifetime and who show they truly care about their work and your well-being every day, MFT is the right firm for you. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Derrick Chandler

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Office Locations:

  • 300 South Orange Ave.
    Suite 1170
    Orlando, FL 32801
  • 6767 N. Wickham Road
    Suite 500
    Melbourne, FL 32940

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