Desiree Kaul
CFP®, ChFC®, AFC
MainStreet Financial Planning
Associate Financial Planner
Desiree Kaul
CFP®, ChFC®, AFC
MainStreet Financial Planning
Associate Financial Planner
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Desiree Kaul, CFP®, ChFC®, AFC
Fee-Only financial planner located in Washington, DC, serving clients locally and across the country
Meet Desiree Kaul
Desiree Kaul is a Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®), and an Accredited Financial Counselor (AFC® ) with over 10 years’ experience in financial counseling, education, and planning. She is the proud spouse to a Retired Army Officer and has one adult son.
Military spouse employment is unpredictable. Each military move and deployment brings its own expenses and career interruption, so learning how to budget became paramount. Desiree paid off her own student loan and credit card debt in just two short years. Since then, she has developed a passion for understanding finances and how a solid financial foundation can open a world of choice. She began her first formal financial education program in 2012 helping other military families become financially strong and now enjoys talking to anyone who needs a little guidance.
While her passions are budgeting and saving, Desiree is adept at helping people with all aspects of their financial lives. Women and families that have members with special circumstances hold a special place in her heart. When she isn’t working you will find her walking the beach, riding her bike, kayaking in the nearby river, or reading a good book.
Desiree Kaul is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Contact Desiree Kaul
Office Locations:
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1775 I Street NW
Washington, DC 20006