Devin Faddoul


Adda Financial

Founder | Advisor

Devin Faddoul


Adda Financial

Founder | Advisor

My mission is to educate and empower people born in the 80's and 90's so that we can master our money and craft a life that we never want to retire from. - Devin Faddoul, CFP®

Helping young people eliminate money worries and achieve their goals with flat-fee financial planning and investment advice.

Devin Faddoul is a Pittsburgh-based flat-fee financial advisor serving clients across the country.



Rather than serving pre-retirees with millions, I work with young people, regardless of how much money they have. This is made possible via a flat, transparent, and simple pricing model. Clients will never pay a percentage-based fee or a sales commission, ever.


Investment portfolios are very important, but aren't the only thing. Instead of focusing on market performance, I help with every aspect of my clients' financial life, acting as a guide for all of life's events. It's comprehensive planning and investment management done right.


I am based in Pittsburgh, but work with client across the country. Most meetings are held online, whenever it fits in your schedule, even nights and weekend. No commuting, no parking, no bad coffee.

Devin Faddoul, CFP® is the Founder of Adda Financial, a CERTIFIED FINANCIAL PLANNER™ professional, a member of the Financial Planning Association (FPA), and a registered financial advisor with the National Association of Personal Financial Advisors (NAPFA).

Prior to founding Adda, Devin spent 15 years working for various corporations, immersed in all things finance and investing. Prior to that, Devin graduated with a master's degree in accounting from the University of Notre Dame and a bachelor's degree in finance from Penn State University.

Today, he lives in Pittsburgh with his wife and two children.

Learn more about Devin here.

Devin Faddoul is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Adda Financial provides a comprehensive approach to financial planning, offering a broad range of services designed to help clients meet their goals and elminate money stress.

Adda helps clients in the following ways:

Cash Flows

  1. Aligning spending with values and goals
  2. Planning and saving for emergencies
  3. Reducing or eliminating unneeded expenses
  4. Home buy vs. rent analysis
  5. Optimizing returns on cash holdings
  6. Saving and allocating into buckets
  7. Career advice and planning
  8. How to provide for parents
  9. Car buy vs. lease analysis
  10. Planning for sabbaticals and time off work
  11. Planning for living overseas
  12. Review credit cards and maximize rewards
  13. The impact of divorce and blended families
  14. Buying a second home or investment property
  15. Starting a business
  16. Paying for graduate school
  17. Becoming financially independent
  18. Saving for big expenses
  19. Track income and spending

Investment Management

  1. Asset allocation and location analysis
  2. Developing an optimal savings rate
  3. Review portfolio holdings
  4. Assessing risk tolerance
  5. Equity compensation analysis
  6. Employee stock purchase plan analysis
  7. Divesting concentrated positions
  8. How to invest an ineritance or windfall
  9. Creating optimal investing strategy
  10. Periodic rebalancing
  11. Investing in alternatives
  12. Create a plan for periodic investments

The Psychology of Money

  1. Developing and envisioning financial and life goals
  2. Learning how to communicate with your partner about money
  3. Combining finances as a couple
  4. Identifying money scripts
  5. Review your history with money and how it affects you today
  6. Overcoming biases

Insurance Planning

  1. Analysis of current policies (life, auto, home, health, etc.)
  2. Identify insurance needs and find affordable solutions
  3. Eliminate unnecessary or costly coverages
  4. HSA strategies
  5. Review workplace benefits

Debt Management

  1. Creating a debt payoff plan
  2. Debt payment allocation
  3. Student loan debt analysis
  4. Mortgage payoff strategies
  5. Debt refinancing

Education Planning

  1. Optimize college savings strategies
  2. 529 Plan comparison analysis
  3. College financial aid analysis
  4. FAFSA support

Tax Planning

  1. Prepare for changes in tax policy
  2. Review past returns
  3. Maximizing write-offs
  4. Standard vs. itemized deductions
  5. Capital gains analysis
  6. Tax losses and carryforwards
  7. Charitable giving
  8. Utilizing tax credits
  9. Roth conversion analysis
  10. Business income strategies
  11. Tax bracket management
  12. Finding an appropriate tax professional

Retirement Planning

  1. Contribution optimization and limits
  2. Roth vs. traditional options
  3. Backdoor options
  4. Calculating amount needed to retire
  5. Pension analysis
  6. Creating goals for retirement
  7. Social security analysis

Estate Planning

  1. Business succession planning
  2. Creating wills
  3. Setup of powers of attorney
  4. Setup of healthcare proxy
  5. Prenuptial agreements
  6. Finding an appropriate estate attorney
  7. Review trust options
  8. Federal and state estate tax analysis

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Financial Independence + Lifestyle Design
  • Investment Management
  • Cash Flow Analysis
  • Tax Planning
  • Money & Relationships
  • Insurance Analysis
  • Estate Planning

Ideal Clients

  • Young Professionals
  • Growing Families
  • Business Owners

Working Together

  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Devin Faddoul

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Office Locations:

  • By Appointment
    Pittsburgh, PA 15222

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