Devin Faddoul
CFP®
Adda Financial
Founder | Advisor
Devin Faddoul
CFP®
Adda Financial
Founder | Advisor
My mission is to educate and empower people born in the 80's and 90's so that we can master our money and craft a life that we never want to retire from. - Devin Faddoul, CFP®
Helping young people eliminate money worries and achieve their goals with flat-fee financial planning and investment advice.

Devin Faddoul is a Pittsburgh-based flat-fee financial advisor serving clients across the country.
MY PHILOSOPHY
Who
Rather than serving pre-retirees with millions, I work with young people, regardless of how much money they have. This is made possible via a flat, transparent, and simple pricing model. Clients will never pay a percentage-based fee or a sales commission, ever.
What
Investment portfolios are very important, but aren't the only thing. Instead of focusing on market performance, I help with every aspect of my clients' financial life, acting as a guide for all of life's events. It's comprehensive planning and investment management done right.
Where
I am based in Pittsburgh, but work with client across the country. Most meetings are held online, whenever it fits in your schedule, even nights and weekend. No commuting, no parking, no bad coffee.
Devin Faddoul, CFP® is the Founder of Adda Financial, a CERTIFIED FINANCIAL PLANNER™ professional, a member of the Financial Planning Association (FPA), and a registered financial advisor with the National Association of Personal Financial Advisors (NAPFA).
Prior to founding Adda, Devin spent 15 years working for various corporations, immersed in all things finance and investing. Prior to that, Devin graduated with a master's degree in accounting from the University of Notre Dame and a bachelor's degree in finance from Penn State University.
Today, he lives in Pittsburgh with his wife and two children.
Learn more about Devin here.
Devin Faddoul is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Adda Financial provides a comprehensive approach to financial planning, offering a broad range of services designed to help clients meet their goals and elminate money stress.
Adda helps clients in the following ways:
Cash Flows
- Aligning spending with values and goals
- Planning and saving for emergencies
- Reducing or eliminating unneeded expenses
- Home buy vs. rent analysis
- Optimizing returns on cash holdings
- Saving and allocating into buckets
- Career advice and planning
- How to provide for parents
- Car buy vs. lease analysis
- Planning for sabbaticals and time off work
- Planning for living overseas
- Review credit cards and maximize rewards
- The impact of divorce and blended families
- Buying a second home or investment property
- Starting a business
- Paying for graduate school
- Becoming financially independent
- Saving for big expenses
- Track income and spending
Investment Management
- Asset allocation and location analysis
- Developing an optimal savings rate
- Review portfolio holdings
- Assessing risk tolerance
- Equity compensation analysis
- Employee stock purchase plan analysis
- Divesting concentrated positions
- How to invest an ineritance or windfall
- Creating optimal investing strategy
- Periodic rebalancing
- Investing in alternatives
- Create a plan for periodic investments
The Psychology of Money
- Developing and envisioning financial and life goals
- Learning how to communicate with your partner about money
- Combining finances as a couple
- Identifying money scripts
- Review your history with money and how it affects you today
- Overcoming biases
Insurance Planning
- Analysis of current policies (life, auto, home, health, etc.)
- Identify insurance needs and find affordable solutions
- Eliminate unnecessary or costly coverages
- HSA strategies
- Review workplace benefits
Debt Management
- Creating a debt payoff plan
- Debt payment allocation
- Student loan debt analysis
- Mortgage payoff strategies
- Debt refinancing
Education Planning
- Optimize college savings strategies
- 529 Plan comparison analysis
- College financial aid analysis
- FAFSA support
Tax Planning
- Prepare for changes in tax policy
- Review past returns
- Maximizing write-offs
- Standard vs. itemized deductions
- Capital gains analysis
- Tax losses and carryforwards
- Charitable giving
- Utilizing tax credits
- Roth conversion analysis
- Business income strategies
- Tax bracket management
- Finding an appropriate tax professional
Retirement Planning
- Contribution optimization and limits
- Roth vs. traditional options
- Backdoor options
- Calculating amount needed to retire
- Pension analysis
- Creating goals for retirement
- Social security analysis
Estate Planning
- Business succession planning
- Creating wills
- Setup of powers of attorney
- Setup of healthcare proxy
- Prenuptial agreements
- Finding an appropriate estate attorney
- Review trust options
- Federal and state estate tax analysis
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Financial Independence + Lifestyle Design
- Investment Management
- Cash Flow Analysis
- Tax Planning
- Money & Relationships
- Insurance Analysis
- Estate Planning
Ideal Clients
- Young Professionals
- Growing Families
- Business Owners
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Devin Faddoul, CFP® is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Devin Faddoul is a Member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Devin Faddoul is Featured on the "Flat-Fee Financial Planner Referral List" Published by 7Saturdays Financial
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Devin Faddoul Serves as the Pro Bono Chair for the FPA of Pittsburgh
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Adda Financial is Mention on Sara Grillo's Listing of "Pure flat fee advisors"
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Devin Faddoul Appears on Verbatim Financial's Flat-Fee Financial Planner Referral List
Contact Devin Faddoul
Office Locations:
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By Appointment
Pittsburgh, PA 15222