Andrew Tignanelli
CPA, CFP®
Financial Consulate, Inc.
Founder and Chairman
Andrew Tignanelli
CPA, CFP®
Financial Consulate, Inc.
Founder and Chairman
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Andrew Tignanelli, CPA, CFP®
Fee-Only financial planner located in Fernandina Beach, FL, serving clients locally and across the country

Drew Tignanelli CFP®, CPA is a fee-only wealth advisor at Financial Consulate, based from the firm’s Fernandina Beach, Florida office. He serves clients from across the nation in pursuit of Financial Consulate’s mission: to help lessen the worry and burden of wealth management and enhance financial wellness so the firm’s clients can pursue relationships and true fulfillment. Financial Consulate offers comprehensive financial planning, which includes tax planning, investment planning, and retirement planning. Advisors at Financial Consulate are bound by legal obligation to provide unbiased and trustworthy financial advice and are never paid a commission of any kind.
Andrew Tignanelli is the Founder & Chairman and a Wealth Advisor at Financial Consulate, Inc.
Role at The Consulate:
As an advocate for individuals and their financial needs, I am passionate about facilitating educational opportunities about financial services and serving as an instructor for seminars to institutions such as Johns Hopkins University and state and local governments via the Community College of Baltimore County. As a wealth advisor, I am highly involved in conducting Financial Physicals®, fostering new and existing client relations, engaging with clients regarding tax planning and preparation, and handling the firm’s media relations. On Wednesday evenings starting at 6:00, you can find me hosting Money, Riches & Wealth, a live radio show covering all areas of personal finance, airing on WCBM AM 680.
Educational Background:
I earned my bachelor’s degree from Towson University. I am a Certified Public Accountant (CPA), a Certified Financial Planner™ (CFP®) practitioner, and a member of the National Association of Personal Financial Advisors (NAPFA).
Favorite Financial Topic to Discuss with Clients:
My favorite financial topic to discuss with clients is minimizing taxes. The tax system can be unfair to low-income and above-average income individuals and I aim to minimize the effects that taxes have on clients. I truly enjoy helping people navigate their income tax situations.
Outside the Office:
My wife, Bev, and I primarily live out of our home in Amelia Island, Florida, but I spend tax season up in Maryland near the firm’s Hunt Valley office. Bev and I enjoy cooking together, hosting guests, and complementing the meals we cook with our favorite wines.
Andrew Tignanelli is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our mission is to help lessen the worry and burden of wealth management and enhance financial wellness so our clients can pursue relationships and true fulfillment.
We know how important it is to have someone you trust for financial advice.
That’s why Financial Consulate follows an ethical standard held by less than 1% of financial advisors in the US as members of the National Association of Professional Financial Advisors (NAPFA).
- Under their watch, we work as fiduciary advisors on a fee-only basis.
- We work without commissions and are oath-bound by a code of ethics to put your interests first.
- All our advisors are Certified Financial Planners (CFPs) and maintain a level of continuing education that exceeds the normal requirements.
- Almost half of our advisors are also Certified Public Accountants (CPAs) which allows for complete coordination of your financial plans and goals.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Estate Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Families with the "Millionaire Next Door" Mentality
- Those Aiming to Reach Financial Independence
- Individuals Who are Engaged with and Trusting of Our Advisor
- Business Owners and Executives
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Processes Designed to Earn Client Trust
Professional Designations & Affiliations
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Drew Tignanelli is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Andrew Tignanelli is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Andrew Tignanelli is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
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Andrew Tignanelli Writes for TheStreet.com
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Andrew Tignanelli Offers Financial Planning Seminars to Johns Hopkins Employees and Staff: "How Can I Maximize My Retirement Income?"
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Andrew Tignanelli is Quoted on CNBC: "How Much is ‘Enough’ for Retirement?"
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Andrew Tignanelli is Quoted on ABC News Money Watch: "Hold on to your house a bit, or sell it now?"
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Andrew Tignanelli is Quoted in InvestmentNews: "Baltimore: A city being remade"
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Andrew Tignanelli is Quoted in the Milwaukee Journal Sentinel: "How to teach children to be smart with their money"
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Andrew Tignanelli is Quoted in the Herald Tribune: "AARP not always seniors' best deal"
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Andrew Tignanelli is Quoted in the Wall Street Journal: "Wary Investors Are Seeking Out Objective Voices"
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Andrew Tignanelli Provides Exit Counseling Information for Johns Hopkins Medical School Graduating Students
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Andrew Tignanelli is Quoted in Tampa Bay Times: "Being house poor has lost its chic"
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Andrew Tignanelli is Quoted on CNN Money: "Tax refund: How to spend $2,705"
Contact Andrew Tignanelli
Office Locations:
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1741 Neighbor Street
Fernandina Beach, FL 32034