Ed Coambs


Healthy Love and Money

Founder of Therapy-Informed Financial Planning™

Ed Coambs


Healthy Love and Money

Founder of Therapy-Informed Financial Planning™

I have over 20 years of experience working with people and money and 8 of them as a marriage therapist. Through my work with individuals, couples, and families, I’ve observed a wide range of money-related stressors and provided learning, healing, and growth to help individuals, couples, and families resolve their challenges around finances at home. - Ed Coambs, MBA, MA, MS, CFP®, CFT-I™, LMFT

Fee-Only financial planner located in Matthews, NC, serving clients locally and across the country

Ed Coambs is a Matthews, NC fee-only financial advisor serving clients locally and across the country. Healthy Love and Money provides comprehensive fee-only financial planning helps client foster financial, mental, and relational well-being so that they can organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Ed Coambs is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Online Courses: Decrease financial fights, increase financial intimacy, and improve your financial communication


Hi, I'm Ed Coambs. I’m a firefighter turned financial planner (CFP®) and marriage and family therapist, and I know a lot about walking into high-intensity situations, navigating “the flames,” and walking everyone out safely. 

With both formal education and personal experience in resolving conflicts, managing finances, developing emotional intimacy, and understanding family systems, I’m an informed and empathetic guide along your love and money journey. My goal is to help couples uncover and understand the roots underlying their financial conflicts and move toward financial intimacy.

Financial Planning + Financial Therapy + Couples Counseling = Healthy Love and Money.

We work with couples looking for MORE in their relationship and their finances.

As the founder of Healthy Love and Money, I help couples get to the root of their money problems and develop financial intimacy through my self-guided courses that partners can do together at their own pace and in the comfort of their home.

I take all I know about resolving conflicts, managing finances, developing emotional intimacy, and understanding family systems to create informative programs with accessible exercises and applicable strategies for married couples to not only uncover and understand the roots underlying their financial conflicts but to also develop stronger communication skills with each other about money and healthier behaviors in their relationship with their finances.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Therapy Informed Financial Planning™
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Growing Families
  • Client's with Mental and Relational Health Concerns
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • XY Planning Network
    Ed Coambs is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Ed Coambs is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Therapy Association
    Ed Coambs is a member of The Financial Therapy Association (FTA)

    The Financial Therapy Association (FTA) is an organization comprised of professionals dedicated to the integration of cognitive, emotional, behavioral, relational, and financial aspects of well-being.

  • Certified Financial Therapist - Level I™ - CFT-I™
    Ed Coambs earned the Certified Financial Therapist - Level I™ Designation (CFT-I™)

    The CFT-I™ designation is a certification for both financial and mental health professionals, developed and administered by the Financial Therapy Association. Professionals holding this designation have learned to apply research and evidence-based therapeutic techniques to help clients, advance the field of financial therapy, and engage with other practitioners.

Contact Ed Coambs

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Office Locations:

  • 6640 Alexander Hall Dr
    Charlotte, NC 28270

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