Elizabeth Barrett
CFP®, AIF®, MA
Sterling Wealth Advisors®
Financial Advisor
Elizabeth Barrett
CFP®, AIF®, MA
Sterling Wealth Advisors®
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Elizabeth Barrett, CFP®, AIF®, MA
Fee Only Financial Planner Located in Plantation, FL and Serving Clients Nationwide
Elizabeth Barrett is a Plantation, FL fee-only financial planner. Sterling Wealth Advisors® provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Elizabeth Barrett is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Elizabeth Barrett serves as owner, president, and senior financial planner of Sterling Wealth Advisors®, Inc., a Registered Investment Adviser. She is a CERTIFIED FINANCIAL PLANNER™ and an Accredited Investment Fiduciary® designee. She focuses her expertise in the areas of tax planning, estate planning, retirement planning, and investment management. Her insights have led her to become a requested speaker for seminars, workshops, and radio programs and to be interviewed by financial magazines. She has been featured in The Miami Herald, The Sun-Sentinel, Smart Money, Forbes, Money, and Kiplinger's Personal Finance.
Elizabeth holds a master’s degree in counseling psychology. Because of her extensive training in this area, she has the unique advantage of helping her clients understand their personal psychological beliefs regarding wealth, which often impact the way they attain their financial goals.
Elizabeth is a member of the National Association of Personal Financial Advisors and the Centre for Fiduciary Excellence. She is very active in her community, having served on the boards of The Financial Planning Association, The National Association of Women Business Owners, and The Business Advisory Council. She has also served as a diplomat at The Tower Club in Ft. Lauderdale.
Elizabeth prides herself on maintaining close client relationships. Her practice has grown primarily through referrals of current clients. She is a devoted mom to her son, Sterling. She is also an avid reader, enjoys photography, and loves to travel. She has a passion for life and for the people who are a part of hers.
Elizabeth Barrett is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our Services
While we can provide "do it yourselfers" with a complete financial plan, we find that most of our clients prefer to retain us throughout the year. They know that their financial lives are constantly evolving and like the idea that objective advice is always just a phone call or email away.
Clients praise our open retainer, stating that they have peace of mind knowing we are always "in their corner."
1. Financial Planning
Insurance Review
We review your insurance needs and your current coverage and deductibles. We’ll examine policies before you purchase them. This includes life, health, disability, auto, long-term care, home, and business insurance.
Estate Planning
We help you think through how you want your children taken care of and how you want assets titled and divided, with emphasis on asset protection and reducing estate taxes and probate costs. We work with estate-planning attorneys to make sure you have a clear plan in place that you understand.
College Planning
We find that most clients need some help clarifying what this means for their family. We help parents discuss and agree on these important issues.
2. Tax Planning
We include tax planning because we know that without reducing the amount you owe in taxes, the road to financial independence is much longer. While we would never promise you a 28–35% return on your investments (and no one should!), we feel that with good tax planning, if we can help save you $1 in taxes, in essence, that's a 28–35% return!
We strongly believe in tax planning, and we provide an annual tax-planning appointment to determine the best tax-saving strategies for you to implement.
3. Investment Counseling
We think it makes sense to spend time devising a plan and reviewing your investment "road map" rather than carelessly darting into different investments and ending up with a haphazard portfolio.
We spend time developing an investment policy statement, taking into consideration your risk profile, time horizon, and life cycle. It's important that you understand how your investments should be allocated, the different types of investments available to you, and the appropriate expectations for those investments.
We find that when clients take the time with us to develop an investment blueprint, they are able to stay focused on their plan, knowing that they have already considered all the obstacles that could impact them.
4. Retirement Planning
Retirement is a goal and focal point for most clients. We run a variety of "what if" scenarios. We want to make sure we take into consideration inflation, your spending plan, social security benefits, your required IRA distributions, your tax bracket, and any pensions when we do our planning.
We develop your annual budget so we know how much you will need in retirement. If you have crossed the first line toward retirement and decreased your workload (and subsequently your income), we can help set you up with a monthly cash flow from your investment accounts that will help cover the decrease in income.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Elizabeth Barrett is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Elizabeth Barrett is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Elizabeth Barrett is an Accredited Investment Fiduciary® (AIF)Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.
Contact Elizabeth Barrett
Office Locations:
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8201 Peters Road
Suite 1000
Plantation, FL 33324
