Welsh Hills Financial
Welsh Hills Financial
With effective planning, financial peace of mind is possible! - Elizabeth Caldwell, MA, CFP®
Fee-Only financial planner located in Newark, OH, serving clients locally and across the country
Elizabeth Caldwell is a Newark, OH fee-only financial planner. Welsh Hills Financial provides comprehensive financial planning, estate planning and tax planning to help couples and individuals organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Elizabeth Caldwell is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
“I ‘go the extra mile’ for my clients: researching options, developing tools, searching for tax breaks, employing financial planning software to develop the best possible plan for each client. I measure success by your success.”
-Elizabeth Caldwell, CFP
Elizabeth Caldwell founded Welsh Hills Financial Services, a fee-only financial planning firm, in 1994, building on her personal investment experience and strong educational background in finance. Her business has twin goals. First, a commitment to professional excellence: emphasizing investments and the various areas of financial planning. This is superseded only by her commitment to her clients, helping them identify and realize their goals and dreams by completing the financial planning process.
Elizabeth received a BA degree in economics from Ohio University and a MA degree in economics from Ohio State University. She also graduated from the College of Financial Planning in Denver and is a Certified Financial Planner®. Elizabeth is registered with the Ohio Division of Securities and is a member of several professional organizations – National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA), and National Association of Tax Preparers (NATP). Elizabeth is also a member of the Alliance of Comprehensive Planners (ACP), a national group of fee-only planners. She served as the co-chair of the Cambridge Advisors Directed Portfolio Committee for 6 years. In addition, she has been a labor market analyst, an economic researcher at Ohio State University, and an administrative/patient relations director for a health services firm.
Staying ahead of the field is essential to Elizabeth in providing clients with the best possible service. Her association and constant interaction with ACP Colleagues brings a synergy and source of information unique in the financial planning business. Her participation in national and regional seminars, such as the NATP Tax Seminar and the National NAPFA Conference, keep her up to date on the changes in tax law and other areas which have a direct impact on clients.
Elizabeth Caldwell is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Welsh Hills Financial, owned and operated by Elizabeth Caldwell, provides a fee only, holistic approach to achieving your financial goals. To avoid conflicts of interest, compensation comes from agreed-upon fees. No products are sold, nor commissions collected, during any part of the financial planning process. Elizabeth’s primary concern is your best interest. A holistic, or comprehensive, approach considers all aspects of your financial life from budgeting to investment portfolios to retirement planning. At Welsh Hills Financial, Elizabeth will review your total financial situation considering your goals and dreams. She will then create a written financial plan, making recommendations unique to you, and assist you implementing the changes necessary towards achieving your goals. Throughout the process, Elizabeth is there to provide simple, honest advice and responsive assistance. This creates a long-term relationship, with expertise as well as a personal touch, where the savings and benefits far outweigh the cost.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Elizabeth Caldwell is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Elizabeth Caldwell is a Member of the Alliance of Comprehensive Planners (ACP)
Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
Elizabeth Caldwell is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Elizabeth Caldwell is a Member of the National Association of Tax Professionals (NATP)
The National Association of Tax Professionals (NATP) believes that all taxpayers should be supported by caring and well-educated tax professionals. NATP members are industry leaders who hold an exceptional understanding of how to apply the federal tax code to their clients’ unique situations.
Elizabeth Caldwell is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Elizabeth Caldwell
1520 W Church St
Newark, OH 43055