Liz Gillette
CFP®
Bay Point Wealth
Financial Advisor
Liz Gillette
CFP®
Bay Point Wealth
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Liz Gillette, CFP®
Fee-Only financial planner located in Annapolis, MD serving clients locally and across the country
Elizabeth Gillette is an Annapolis, MD fee-only financial planner. Bay Point Wealth provides comprehensive financial planning, portfolio management, and tax planning to help individuals and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Elizabeth Gillette is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Liz Gillette tackled her own path to financial freedom and consequently acquired a passion for empowering other women and men to transform their fiscal lives.
Liz graduated from The George Washington University with a Bachelor of Business Administration, where she was an All-Conference Division I volleyball player and co-captain of the Athlete Mentor Program. After graduation, she worked as a business development manager in the DC area for a few years before pursuing a financial planning career in 2013. Why the job change? Behind the scenes, Liz had read her first personal finance book in 2009, paid off $90,000 of student loan debt, and built a home at age 26.
“My personal journey created a new world of freedom, peace, and security. It’s a feeling of fulfillment that I love to experience again and again through my client’s transformations.”
Liz officially obtained her CFP® marks in 2016 while working for Lifetime Wealth Planning and Management, a women-owned firm in National Harbor, MD. In 2018, she joined MainStreet Financial Planning, Inc. to focus on planning-only and build her expertise as a financial advisor for Millennials and Gen Xers. In 2021, her role was expanded to Director of Planning and Implementation where she provided invaluable insights into how MainStreet could thrive through stronger collaboration, better time management, and higher employee engagement. Most recently, Liz joined the Bay Point Wealth team in 2022 with a goal to bring clarity and simplicity to her client’s financial lives - and have some fun along the way.
Liz coaches ambitious and enthusiastic clients throughout the country. She’s a consistent contributor to industry newsletters and blogs and can be spotted at Penn State’s Math & Money course as a guest speaker. She’s actively involved in Anne Arundel Women Giving Together (AAWGT) and serves as a liaison for local non-profits improving the lives of underserved women and children.
Liz grew up in Reading, PA, and is one of five children. When not working, Liz enjoys creating DIY home projects with the help of her patient husband + dancing in the kitchen with her three kids + mastering the Pilates reformer. She lives in Edgewater, MD, and has recently added to her bucket list: “learn to sail”.
Liz Gillette is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our mission at Bay Point Wealth is to integrate planning, investments, and taxes, with you at the center. The first step is understanding where you want your financial journey to take you. We use this foundation to build appropriate strategies, tailored to you.
We look at and integrate all aspects of your financial life, including your investments, taxes, insurance, and estate plan to provide advice in an unbiased, clear, and comprehensive manner. In interactive meetings, we will show you how different factors affect your financial future. In real time you can see how spending, investment returns, savings, and other factors will affect your wealth. Once you feel comfortable with your plan, we will design an investment portfolio that reaches your goals in a cost effective and tax efficient manner, maintaining as little risk as possible. Lastly, not only will we prepare your tax return, we will look for opportunities to minimize your tax burden and integrate your tax planning with your overall financial plan.
At Bay Point Wealth, you get comprehensive planning, investments, and taxes. Everything you need, all in one place.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Elizabeth Gillette is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Liz Gillette is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Liz Gillette is a Member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Liz Gillette is Quoted on NerdWallet.com: "7 Practical Budgeting Tips to Help Manage Your Money"
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Liz Gillette Presents a Webinar for Upside Avenue on "Women and Smart Investing"
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Liz Gillette is Quoted in Money Under 30: "Should you use your 401(k) to pay off student loans?"
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Liz Gillette is Quoted in Forbes: "Tips For Couples To Manage Their 401(k) Plans"
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Liz Gillette Writes About "Money Scripts & Predicting Your Financial Future" on LinkedIn
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Bay Point Wealth Management is a Member of the Ann Arundel Chamber of Commerce
Contact Liz Gillette
Office Locations:
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721 Melvin Avenue
Annapolis, MD 21401 -
582 Bellerive Road
Suite #4D
Annapolis, MD 21409
