Emmanuel Henson


Gamma Wealth Management

Founder and President

Emmanuel Henson


Gamma Wealth Management

Founder and President

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Emmanuel Henson, CFP®

Fee-Only financial planner located in Towson, MD, serving clients locally and across the country

Emmanuel Henson is a Towson, MD fee-only financial advisor serving clients locally and across the country. Gamma Wealth Management provides comprehensive financial planning, retirement planning, and investment management to help Gen X/Y individuals, current or former Federal employees, and business owners organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Emmanuel Henson is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Starting as a Para-Planner, Emmanuel Henson gained a deep understanding of the power behind proper financial planning and its impact on helping families meet their long-term goals.

As a retirement planner he assisted in helping small to large, for- and non-for-profit businesses, define and implement, appropriate retirement plan designs to incentivize, retain, and grow their workforce.
He has worked with clients between the ages of 18 and 80, those who were traders; those who were happy enough to remember their passwords, and everywhere in-between.

He thrives on educating people on complex areas and making the complexities of Financial Planning easier to understand. He has trading experience in Funds, Equities, fixed income and derivatives. Now he brings what he has learned to a broader audience.

Along the way Manny has earned a CERTIFIED FINANCIAL PLANNING (CFP) designation through the Certified Financial Planning Board of Standards, Inc. The Certified Financial Planning Board of Standards confers marks upon those who have obtain the requisite Experience, Ethics, Education, and Examination in the areas of Tax planning, Retirement Planning, Investment Planning, Insurance Planning, Estate and Legacy Planning, and Employee Benefits.

Manny is married with two beautiful daughters, and when possible, contributes to the Greater Baltimore community.

He has volunteered with Junior Achievement, and the Girl Scouts of Central Maryland. In his free time, he also enjoys spending time with his family, bass fishing, practicing Brazilian Jiu-jitsu and mixed martial arts.

Manny holds a Bachelor in Science with a concentration in Finance from Kutztown University of Pennsylvania. Manny holds a FINRA Series 6, 7, 63, 66, and Maryland Life Insurance license.

Emmanuel Henson is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

We Provide Fee-only, Comprehensive Financial Planning and Fiduciary Advice to X/Y Generation Clients and Current or Former Government Employees

Our Mission

To be a true holistic wealth advisor for the next generation of families and government employees.

It is said that a penny saved is a penny earned. As a populace, Americans earn and spend the most of their wealth each year.

So why is the financial planning industry so narrowly focused on providing investment or insurance advice?

Furthermore, there is only a small group of those individuals who receive guidance that is timely, meaningful, or effective.

Our goal is to match the level of engagement, within multiple channels, to advance the progress people make towards meeting their goals where they are.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • 401k administration & consulting
  • Retirement Planning
  • Investment Management
  • Tax Planning

Ideal Clients

  • Growing Families
  • Business Owners and Executives
  • Government and Ex-Government Employees
  • Pre-retirees and Retirees
  • Novice Investors

Working Together

  • Virtual Meetings
  • Retainer Model with no Investment Minimums
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Emmanuel Henson is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Emmanuel Henson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Emmanuel Henson is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Emmanuel Henson

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Office Locations:

  • By Appointment
    and Virtually
    Towson, MD 21285

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