Gerald Gasber
CFP®, CFS, CIMC®, CIMA®, CPFA
Gasber Financial Advisors, Inc.
CEO/Founder, Chief Investment Officer
Gerald Gasber
CFP®, CFS, CIMC®, CIMA®, CPFA
Gasber Financial Advisors, Inc.
CEO/Founder, Chief Investment Officer
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your most important financial life goals. - Gerald Gasber, CFP®, CFS, CIMC®, CIMA®, CPFA
Fee-Only Financial Advisor Serving the Sacramento, CA Area
Gerald Gasber is a Folsom, CA fee-only financial planner. Gasber Financial Advisors, Inc. provides comprehensive financial planning, investment management and 401(k) services to help professionals, business owners, families and retirees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Gerald Gasber is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Gerald E. Gasber is the founder, CEO and Chief Investment Officer of Gasber Financial Advisors, Inc. (GFA). With a financial services career that spans over three decades, Gerry brings a wealth of experience and education to bear when assisting his clients in the achievement of their most important financial goals.
A graduate of the Honors Program at the University of California at Davis, Gerry received his Bachelor’s degree with a major in History in 1974. He also studied abroad at the Georg August University in Goettingen, Germany. Gerry began his financial services career in 1979 as a stockbroker with the Wall Street firm of Kidder Peabody & Co. In 1983 Gerry left Kidder Peabody & Co. to found his first personal financial planning firm. In the same year he also completed his studies through the College of Financial Planning, earning the designation of CERTIFIED FINANCIAL PLANNER ™ (CFP®). Designations of Certified Fund Specialist (CFS), Certified Investment Management Consultant (CIMC®) and Certified Investment Management Analyst (CIMA®) were conferred in 1993, 1996 and 2004. In 2014 after two years of study Gerry passed the final exam and earned the designation of Certified Plan Fiduciary Advisor (CPFA), a specialized designation in 401(k) plan management.
Throughout his career, Gerry has served in various leadership roles including Director of Professional Education and President of the Financial Planning Association of Northern California. A dynamic speaker, Gerry has conducted hundreds of public seminars on the subjects of financial planning and investment management. He has been quoted on financial matters in Financial Planning Magazine, Comstock Magazine, the Sacramento Bee and Assets Magazine. Professional affiliations include the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), the Investment Management Consultants Association (IMCA), the American Society of Pension Professionals & Actuaries (ASPPA) and the Institute of Business & Finance (IBF).
While Gerry assists Karen in the planning process for new clients, the bulk of his time is spent developing and refining the firms investment strategy, working with a small core of clients and taking care of GFA business.
When he is not serving his clients, Gerry values his time at home with Jan, his wife of 37 years and an undisclosed number of cats. Hobbies include sports cars, travel, reading and the cinema.
Gerald Gasber is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Our Mission
Our mission is to assist our clients in the creation of a life that excites them, nurtures those they love and fulfills their highest aspirations.
By creating and implementing a prudently crafted, comprehensive financial strategy, we enable our clients to devote more time and attention to what truly matters in life, secure in the knowledge that the important financial details are being addressed.
Points of Distinction
When you contemplate retirement, financial decision-making takes on added importance. After you retire, you are ready to enjoy the wealth you've accumulated. And not worrying about your finances is critical to having a life both now and in the future that excites you, nurtures those you love and fulfills your highest aspirations. That is why many people seek a trusted advisor with the expertise, experience and commitment to help them achieve their goals and dreams.
At Gasber Financial, we take the responsibility and trust our clients place in us very seriously.
- By thoroughly analyzing each client's financial situation, we create a comprehensive, personalized financial plan with the goal of leaving no aspect of his or her financial future to chance.
- We believe that successful long term investing is a simple process but it is not easy. To insure implementation of a prudent, disciplined strategy each client's investment portfolio is governed by a written investment policy.
- Because a plan is only as good as its implementation, we continue to work closely with each client after delivery of their financial plan to make sure recommendations are followed and adjustments are made as needed.
- We strive to provide each client with the highest level of service and personalized attention. As a result we realize that we cannot be all things to all people and have committed to limiting our practice to an appropriate number of families.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Personal Financial Planning
- Retirement Income Planning
- College Education Planning
- Low Cost Evidence Based Investment Management
- Tax Aware Investment Management
- Sustainability Investing
Ideal Clients
- Business Owners and Executives
- Retired and Near Retirement
- Growing Families
- Sudden Money Situations
- 401(k) Retirement Plans
Working Together
- Complimentary Initial Consultation
- In-Office & Virtual Meetings
- Fee-Only, No Product Sales
- Collaborative Planning
Professional Designations & Affiliations
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Gerald Gasber is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Gerald Gasber is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Gerald Gasber is a Certified Plan Fiduciary Advisor (CPFA)The Certified Plan Fiduciary Advisor (CPFA) credential — developed by some of the nation’s leading advisors and retirement plan experts — demonstrates a financial advisor's knowledge, expertise and commitment to working with retirement plans.
Plan advisors who earn their CPFA demonstrate the expertise required to act as a plan fiduciary or help plan fiduciaries manage their roles and responsibilities.
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Gerald Gasber is a member of The Financial Planning Association® (FPA®)FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Gerald Gasber is a Certified Investment Management Analyst® (CIMA®)The CIMA designation is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. CIMA advisors have completed a rigorous process and have demonstrated knowledge and competency in a variety of investment management consulting and portfolio construction topics, including advanced investment management theory and application.
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Gasber Financial Advisors, Inc. has access to Dimensional FundsDimensional believes an advisor can work closely with you to understand your financial needs and provide a range of wealth management services, while encouraging the discipline essential to long-term investment success. Financial advisors who work with Dimensional operate independently from Dimensional and vary in the extent to which they use Dimensional funds.
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Gerald Gasber is a Certified Fund Specialist (CFS)A Certified Fund Specialist (CFS) is a certification indicating an individual's expertise in mutual funds and the mutual fund industry. These individuals advise clients on which mutual funds best suit their particular needs. The CFS designation does not license individuals to buy or sell mutual funds; however, in many cases Certified Fund Specialists do have this license, which enables them to buy and sell the funds for their clients.
Contact Gerald Gasber
Office Locations:
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81 Blue Ravine Road
Suite 250
Folsom, CA 95630
