Giancarlo Diaz-Munio


Freedom Advisory, LLC

Financial Advisor

Giancarlo Diaz-Munio


Freedom Advisory, LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Giancarlo Diaz-Munio, CFP®, CSLP®

Fee-Only financial planner located in Guaynabo, PR , serving clients locally and across the country

Giancarlo Diaz-Munio is a Guaynabo, PR fee-only financial advisor serving clients locally and across the country. Freedom Advisory provides comprehensive financial planning, tax planning, and investment management to help individuals, families, and professionals organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Eduardo Ramos is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Giancarlo Diaz-Munio has been with Freedom Advisory, LLC since 2013. He excels in helping his clients through a financial planning approach toward their financial goals and profile. He also feels a great commitment to every person he has the privilege of working with. Giancarlo understands and recognizes the heavy burden and importance of his role in that person’s life.

“I believe that as a CFP® and Financial Advisor, it is my responsibility to always give that 110% for my clients. For every family I work with, I have a mission to impact their lives positively, and I do this by recognizing what really matters in their lives. My clients deposit great trust in my hands, and it is my job to guide them in a way that will be possible for them to meet their financial needs and aspirations. For me, that is so much more than just a number; It is that great retirement life, a paid education for your children or loved ones, a down payment on the first mortgage for someone you hold dear, that great family vacation you always dreamed,  etc. Everyone has a different set of needs; that is why it is so important to have that conversation where we can set goals and a strategy that fits their specific needs and desires.”

Beyond the office, Giancarlo spends some of his time teaching young physicians the importance of debt management, financial planning 101, and best practices with student loans.

Giancarlo graduated from the University of Puerto Rico with a bachelor’s degree in finance and held the CERTIFIED FINANCIAL PLANNER™ and the CERTIFIED STUDENT LOAN PROFESSIONAL™ designations.

Outside the finance work, Giancarlo enjoys keeping active by exercising, spending time with family, traveling to new places, experiencing their culture, and enjoying a great meal.



B.A. in Finance, University of Puerto Rico, Rio Piedras, PR

Giancarlo Diaz-Munio is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.
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Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Giancarlo Diaz-Munio is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Giancarlo Diaz-Munio is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Certified Student Loan Professional (CSLP®)
    Giancarlo Diaz-Munio is a Certified Student Loan Professional (CSLP®)

    Financial Advisors having earned the Certified Student Loan Professional designation (CSLP®) understand the complexities of the student loan repayment options and have the advanced knowledge required provide to high quality student loan repayment planning advice within the scope of a holistic financial plan.

Contact Giancarlo Diaz-Munio

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Office Locations:

  • Centro Internacional de Mercadeo
    Tower One - Suite 205
    Guaynabo, PR 968

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