EA, CFP®, CDAA
Whisper Financial LLC
Founder & Financial Advisor
EA, CFP®, CDAA
Whisper Financial LLC
Founder & Financial Advisor
If one does not know to which port one is sailing, no wind is favorable. - Seneca - Ginger Ames, EA, CFP®, CDAA
I am a life and purpose focused financial planner specializing in cryptocurrency, the self-employed, & tax planning. When we work together, we start with a full day retreat to explore your relationship to money. One time or ongoing engagements. No minimum assets; complexity based pricing.
Ginger Ames is an OAKLAND, CA fee-only financial life planner. Whisper Financial is a life and purpose-focused financial planning firm that helps you explore your relationship to money. This approach builds on the traditional financial planning method, tying it in with one’s intrinsic motivations. It is more than just plug and play with financial numbers; it is an introspective process to define a rich life.
As a fee-only, fiduciary, and independent financial advisor, Ginger Ames is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
We all hear whispers within us. They might guide us to a new career, towards a creative peak, or away from something at odds with our values.
What we do with them is the bigger question. Ginger Ames founded Whisper Financial to help fellow creatives listen to their whispers and use the power of financial planning to express their creativity without financial limitations.
Ginger’s professional life has delved into the artistic and business worlds, working as a glassblower and property manager. As she listened to (and ignored) her whispers, she developed a keen understanding of how a financial plan can support and enable one to create more deeply and truly.
The work we do will encompass:
- How can I make my money work for me now and in the future?
- We will work together to set up your recommended investment accounts at the custodian of your choice.
Cash Flow Management
- How can I stabilize my cash flow so I can enjoy life now while still taking care of future me?
- We will right-size your bank accounts to match your cash flow needs and savings strategies.
- How can I build a foundation for financial independence?
- We will factor in all the variables to maximize your chance of success.
- How can I reduce taxes to have the freedom to use these funds as I like?
- We will run your tax return through a thorough analysis and identify proactive tax savings strategies.
- How can I protect myself and my close ones from the unexpected?
- We will get through the paperwork together to set you up with the proper risk management coverages.
- How can I communicate my wishes and provide peace of mind to my loved ones if I become incapacitated or pass away?
- We will produce these basic documents in house with the consultation of an attorney, saving you thousands of dollars.
Whisper Financial is a life and purpose focused financial planning firm that helps you explore your relationship to money. This approach builds on the traditional financial planning method, tying it in with one’s intrinsic motivations. It is more than just plug and play with financial numbers; it is an introspective process to define a rich life.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Life Planning
- Tax Planning
- Investment Management
- Comprehensive Financial Planning
- Crypto Investors
- Gen X, Millennials, Gen Z
- Sudden Money Situations
- Self-Employed and Small Business
- Virtual Meetings
- No Product Sales
- Clearly Defined Pricing
- Complimentary Initial Consultation
- One Time and Ongoing Engagements
Professional Designations & Affiliations
Ginger Ames is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Ginger Ames is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Ginger Ames earned the Certificate in Blockchain and Digital Assets℠
Financial professionals who hold the Certificate in Blockchain and Assets℠ issued by Digital Assets Council of Financial Professionals (DACFP) have earned the essential knowledge and skills they need to provide their clients accurate, relevant, timely and valuable advice about blockchain and digital asset management. Graduates of the Certificate program have taken the only course of its kind about this emerging ecosystem created for financial advisors by leading financial advisors.
Ginger Ames is an Enrolled Agent (EA) with the IRS
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
Ginger Ames is a Money Quotient Trained Financial Advisor
Money Quotient is a 501(c)(3) non-profit organization founded on the belief that a holistic and multi-disciplinary approach to financial education and planning will engage individuals and inspire them to maximize their resources and live purposeful lives.
Ginger Ames is a Certified Digital Asset Advisor (CDAA)
Certified Digital Asset Advisors are educated in both the traditional and digital financial world. Advisors go through in-depth training and education in 5 core aspects of cryptocurrency, blockchain technology, and decentralized finance to provide investors with the highest level of service and education. Financial advisors that have completed the CDAA course and passed the exam have demonstrated competency in understanding how digital assets work, the role they play, the risks that follow, and how they can fit into your financial picture.
Ginger Ames is a Featured Guest on A Glass Blower’s Companion with Jason Michael: "Treat Yo Self While Saving for Your Future"
Ginger Ames Presented "Money Habits: The psychology of money and good financial habits" in Partnership with the Young Women and Money Workshop Series Sponsored by YWCA Berkeley
Ginger Ames is a Member of Planner DAO
Contact Ginger Ames
Oakland, CA 94608