Inga Timmerman

Ph.D., CFP®

Attainable Wealth

Financial Planner

I can work with clients anywhere!

Inga Timmerman

Ph.D., CFP®

Attainable Wealth

Financial Planner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Inga Timmerman, Ph.D., CFP®

Fee-Only financial planner serving clients across the country virtually. Here is a reference to the type of work I do:

Inga (Chira) Timmerman is a virtual fee-only financial planner. She splits her time between Los Angeles and Florida. Attainable Wealth provides comprehensive financial planning and investment advisory services to help individuals and academics organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Inga Timmerman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Inga Timmerman is the founder and fee-only financial planner at Attainable Wealth.

I started Attainable Wealth, a fee-only, virtual, comprehensive financial planning and investment management firm to help people build the happiest life they can with the money they have. 

Here is what that means: I only get paid by you, for the advice I provide and never for the products I sell. Together, through a financial plan and through asking the right questions,  we will work on building the life that makes you happy regardless of how much money you make, what you do for a living, or how unexcited you are about your finances  – a meaningful life that balances your career with your family, friends, and eliminates money worries.

Before pursuing a Ph.D. in finance, I worked in the benefits administration dealing with issues such as setting up medical plans and understanding the tax implications of life insurance. Currently, I teach finance and financial planning, I do financial plans, I answer all kinds of finance related questions and I manage money. I also do research about what motivates people to save for retirement, how financial planners can help in that quest and the link between money and happiness. Recently, also I wrote a fun book about personal finances called Mastering Money- A Simple Guide to Achieving Financial Success. 

Inga Timmerman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Not everyone has the same dreams and goals in life. Not everyone needs the same advice. My Planning Philosophy is that:

  • Everyone, regardless of their current investable assets, deserves unbiased custom financial advice that fits with their unique goals and dreams. Here is the translation to that aspirational sentence: financial planning is not only for the people who have at least a million dollars to invest.
  • Everyone, regardless of their major in college or path in life, will benefit from being in complete control of their finances. The best way to gain that control is to be as educated as you can about “all things money”. After all, it’s your money and you should be able to keep it, grow it, and enjoy it.
  • Advisors should share information rather than make financial planning look like rocket science. The more you know and understand, the better your life will be. I am just here to help.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Inga Chira is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Inga Chira is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Certified Financial Planner (CFP)
    Inga Timmerman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact Inga Timmerman

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Office Locations:

  • Virtual Appointments
    Jacksonville, FL 32246

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