J. Christopher Kerckhoff
AIF®, CFP®
Plancorp
President & CEO
J. Christopher Kerckhoff
AIF®, CFP®
Plancorp
President & CEO
As a fiduciary, fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - J. Christopher Kerckhoff, AIF®, CFP®
Fee-Only financial planner located in Saint Louis, MO, serving clients locally and across the country

J Christopher Kerckhoff is a Saint Louis, MO fee-only financial planner. Plancorp provides comprehensive wealth management, corporate retirement plans and family office services to help and individuals, families, business owners and ultra high net worth clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, J Christopher Kerckhoff is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Chris Kerckhoff joined Plancorp fresh out of Indiana University in 1997. At the time, he was one of only five employees. As the company grew, so did his passion and responsibilities. In 2010, as the company began to implement its succession plan, Chris became an owner and was named President of the firm. He became CEO in 2018.
Chris sits on the boards of both Plancorp and BrightPlan. He is active in a number of St. Louis charities and serves on the Board of Directors and Chairs the Investment Committee for St. Louis Variety. When not serving the community or spending time with his wife and three children, Chris enjoys following St. Louis sports and studying geopolitical issues.
J. Christopher Kerckhoff is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
At the heart of Plancorp's philosophy is a commitment to serve as advocates for our clients. We provide financial planning and asset management services to individuals, families and institutions. We also offer corporate retirement plan design and investment management services and serve as advisors for business owners looking to transition their businesses.
With Plancorp there are no hidden agendas or hidden fees—just absolute transparency. Contact us to learn more about our unique approach or to schedule a complimentary portfolio review.
Our Perspective
Plancorp started with a unique philosophy: Always put your clients’ interests ahead of your own, and you’ll build a successful business.
That was in 1983, but the sentiment still drives every decision we make. After 35 years of helping individuals, families and business owners plan for financial independence, our commitment to serving as financial life advocates is stronger than ever.
Unlike a broker-dealer that must constantly sell products to earn commissions, Plancorp is an investment advisor—we don’t sell products at all. Our only allegiance is to our clients.
We sit down with every client to discuss his or her vision for the future. Then, we use our financial planning process to turn that vision into actionable goals. Along the way, we provide education on various techniques and tools, including the investment portfolio. We base our recommendations on academic, Nobel-prize winning research, trusting in the power of the market to help us capture optimal returns.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Corporate Retirement Plans
- Investment Management
- College Education Planning
- Business Succession Planning
- Institutional Asset Management
- Multi-Generational Wealth Management
Ideal Clients
- Individuals with Complex Financial Needs
- Business Owners and Executives
- Sudden Money Situations
- Growing Families
- Employers
- Foundations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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J Christopher Kerckhoff is a NAPFA Associate
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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J Christopher Kerckhoff is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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J Christopher Kerckhoff is an Accredited Investment Fiduciary® (AIF)
Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.
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Plancorp has earned the Centre for Fiduciary Excellence (CEFEX) Investment Advisor certification.
The independent CEFEX Investment Advisor certification demonstrates adherence to a best-practice standard.
CEFEX advisory firms adhere to the Global Fiduciary Standard of Excellence. This means they act in the best interest of investors. This is in contrast with a firm that lacks a fiduciary process. The fiduciary standard offers a consistency of interpretation and implementation, which facilitates the transfer of knowledge between the advisor, clients, vendors and regulators.
The objective is simple: to protect investors.
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J Christopher Kerckhoff Named to Forbes Best In State Wealth Advisors List for Fourth Consecutive Year (2021, 2020, 2019, 2018)
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J Christopher Kerckhoff Serves on the Board for Variety: The Children's Charity of St. Louis
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J. Christopher Kerckhoff Serves on the Board for BrightPlan
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J Christopher Kerckhoff is Quoted in Citywire: "The Cynosure Group now directly backs the St. Louis, Mo.-based RIA."
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J Christopher Kerckhoff is Featured on the RIA Channel" Plancorp’s Kerckhoff On Embracing ROBO Planning Solution"
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J Christopher Kerckhoff is Featured on WealthManagement.com: "Plancorp Names Chris Kerckhoff CEO"
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J Christopher Kerckhoff is Featured in the St. Louis Business Journal: "Kerckhoff adds CEO title at $4 billion Plancorp"
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Plancorp, LLC Names to St. Louis' largest financial asset managers list
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J Christopher Kerckhoff is a Guest on the Model FA Podcast
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J Christopher Kerckhoff is Quoted on Kiplinger: "The Family Money Talk You Must Have"
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J Christopher Kerckhoff is Quoted in Investor's Business Daily: "Want To Be In Business 5 Years From Today? Better Make Time For This Now"
Contact J. Christopher Kerckhoff
Office Locations:
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540 Maryville Centre Dr
Suite 105
Saint Louis, MO 63141