CFP®, CFA®, CSLP®
Experience Your Wealth, LLC
Founder and Financial Planner
CFP®, CFA®, CSLP®
Experience Your Wealth, LLC
Founder and Financial Planner
Prioritize your cash flow. Grow your net worth. Make work optional. - Jake Northrup, CFP®, CFA®, CSLP®
We help travel-loving young families who don't buy into the "9-5, work-until-you're-65" concept find the responsible balance between paying down debt, investing for the future, but also experiencing life now.
We're the EYW team. Established in 2019, our home "offices" are based in Rhode Island (Jake), Tennessee (Marie) and Arizona (Mike) as we operate remotely and work with clients from all around the US.
We provide virtual, fee-only financial planning services to travel-loving young families who don't buy into the traditional "9-5, work-until-you're-65" concept. We help you find the responsible balance between paying down debt, investing for the future, but also experiencing life now.
Furthermore, we specialize in helping clients that have >$200,000 of household income and one (or more) of the following:
- Young kids
- Equity compensation (ISOs, NSOs, ESPP, RSUs,)
- Business or aspiring to own a business
- >$100k of federal student loans
Our team includes Certified Financial Planners (CFP®), Certified Student Loan Professionals (CSLP®), a Chartered Financial Analyst (CFA) and a former Certified Public Accountant (CPA) as we love to nerd-out on the technical side of financial planning, but our true passion lays with the "personal" side of personal finance - helping our clients articulate & visualize their dream life and then best align their financial decisions with their life.
We're shaking up the financial planning industry by bringing modern, life-centered financial planning advice and personal CFO-level service to our clients. We are completely remote, paperless and meet clients over Zoom with frequent guest appearances from kids, dogs, cats and whatever fun animals that may be around your home.
Disclaimer: We can't work with clients who don't like dogs.
I’m a travel enthusiast, local cuisine explorer, dog lover (especially pugs!), Tom Brady fan boy and ex-baseball player back in the days. However, my true passion lies in financial planning to help clients make the best possible life-centered financial planning decisions and run a modern, high tech and cutting-edge financial planning firm that is redefining how financial planning is really done.
I love what I do – seriously, I nerd-out for it. I’ve spent countless hours learning as much as I can about financial planning and being involved in the community. Here are a few ways how:
- Named to the 2020 Investment News 40 Under 40 Class
- Named as a Top 23 Financial Planner for Millennials by Business Insider in 2020
- Named a Young Advisor To Watch by Financial Advisor Magazine in 2021
- Named a Top 100 Advisor by Investopedia in 2022
- Earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation
- Earned the Chartered Financial Analyst (CFA) designation
- Earned the Certified Student Loan Professional (CSLP®) designation
- Taught Retirement Planning and Employee Benefits at Boston University’s CFP® program
When I’m not wearing my financial planner hat, you can find me traveling around the world with my wife. Some of our favorite trips include Antarctica, Singapore, Thailand, Vietnam, Egypt, Iceland, Croatia and Greece (where we got married!).
You can learn more about my background, expertise and story here.
Jake Northrup is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We provide virtual, fixed-fee financial planning services to Gen X and Gen Y professionals that want to break the mold of "traditional retirement" and achieve financial freedom, where you have the financial resources that allows you to work when you want, where you want, and how you want in a way that financially supports your ideal lifestyle.
This philosophy requires a creative, non-traditional approach that builds flexibility into your financial plan so you can possibly utilize your investments earlier in your life, before traditional "retirement" age.
We specialize our services to work with:
- High income professionals with student debt
- Recently married dual income household
- Married household with young children
- Married household with teenage children
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Create your inspiring money vision
- Prioritize and automate your cash flow
- Create and execute an investment strategy
- Bring relief to your student debt
- Design a plan to pay for college
- Run long-term financial freedom projections
- Ensure you have the proper insurance + estate documents
- Develop a strategy for your equity compensation
- Take charge of your tax planning
- Optimize the value of your employee benefits
- You are a travel-loving young family that doesn't buy into the "9-5, work-until-you're-65" concept
- You have >$200k of household income
- You have either a) young kids, b) equity compensation (ISOs, NSOs, ESPP, RSUs), c) >$100k of student loans or d) are a current/aspiring business owner
- We provide life-centered, ongoing comprehensive financial planning services
- Virtual meeting to fit your busy schedule
- Transparent and fixed fees
- No products, no insurance, no BS
Professional Designations & Affiliations
Jake Northrup is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Jake Northrup is a Certified Student Loan Professional (CSLP®)
Financial Advisors having earned the Certified Student Loan Professional designation (CSLP®) understand the complexities of the student loan repayment options and have the advanced knowledge required provide to high quality student loan repayment planning advice within the scope of a holistic financial plan.
Jake Northrup is a CFA® charterholder
The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.
This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.
Jake Northrup is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Jake Northrup is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Jake Northrup is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Jake Northrup Presented at the 11th Annual Wintersesson Personal Financial Wellness Program
Jake Northrup is Quoted in Forbes: "Guide To Early Retirement"
Jake Northrup is Quoted on Business Insider: "Financial independence, retire early"
Jake Northrup is Quoted on Business Insider: "23 of the Best Financial Advisors for Millennials"
Jake Northrup was Named to Investment News's 40 Under 40
Jake Northrup is Quoted on CNBC: "26% of Americans have taken advantage of some type of payment deferral plan"
Jake Northrup is Quoted in MarketWatch: "My parents are unprepared for retirement — how can I help them?"
Jake Northrup is Quoted on Yahoo Finance: "Coronavirus stimulus bill: 7 ways student loan borrowers benefit"
Jake Northrup is Quoted on CNBC: "Here’s when newlyweds will face a ‘marriage tax penalty’"
Jake Northrup is Quoted in Forbes: "Ways You Can Actually Get Your Student Loans Forgiven Today"
Jake Northrup is Quoted in The Boston Globe: "The stock market’s in turmoil. The economy feels shaky. What do I do?"
Jake Northrup is Quoted on Barrons: "How to Retire Early While Also Saving for Your Children’s Education"
Jake Northrup is Quoted on Business Insider: "8 money tips financial planners always give to couples"
Jake Northrup is Quoted on Business Insider: "How to hire professional help with your money, from a financial planner to an attorney"
Jake Northrup is Quoted on Business Insider: "10 pieces of advice financial planners give to new parents who don't know where to start"
Jake Northrup is Quoted in MarketWatch: "How can I protect my 401(k) from a coronavirus-driven market downturn?"
Jake Northrup is Quoted in MarketWatch: "20 New Year’s resolutions to make your retirement dreams come true"
Jake Northrup is Quoted in MarketWatch: "3 trends that could change your retirement plans in 2020"
Jake Northrup is Quoted in MarketWatch: "Did you tap into your retirement accounts early? Here’s how to handle it"
Jake Northrup is quoted in Business News Daily: "Should You Offer Student Loan Repayment to Employees?"
Jake Northrup is Quoted on TheStreet.com: "How to Take a Mini-Retirement Without Delaying Your Full Retirement"
Jake Northrup is Quoted on Fabric: "5 Types of People Who Should Consider 15-Year Term Life Insurance"
Jake Northrup is Quoted on WiseBread: "The 6 Best Ways to Invest Just $100 Per Month This Year"
Jake Northrup is Quoted in Advisor News: "How to Keep Millennial Clients From Flying the Coop"
Jake Northrup is NexGen Director of the Financial Planning Association of Massachusetts
Jake Northrup Retirement Planning and Employee Benefits Instructor for Boston University's Financial Planning Certificate Program
Contact Jake Northrup
Bristol, RI 02809