James S. Hemphill
CFP®,CIMA®,CPWA®
TGS Financial Advisors
Managing Director
James S. Hemphill
CFP®,CIMA®,CPWA®
TGS Financial Advisors
Managing Director
The financial choices we make at a small number of inflection points have a huge impact on our lifetime economic outcomes. My job is to guide my clients toward the wisest and most effective choices. - James S. Hemphill, CFP®,CIMA®,CPWA®
Fee-Only financial planner located in Radnor, PA, serving clients locally and across the country
Jim Hemphill is a Radnor, PA fee-only financial planner. He has been in practice since 1979. TGS Financial Advisors provides comprehensive wealth management to help individuals, families, physicians and retirees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Mr. Hemphill is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
James Hemphill has been a CERTIFIED FINANCIAL PLANNER™ professional since 1982. In August of 2000, he received his Certified Investment Management Analyst designation after study at the Wharton School of Business, and in 2016 he received his Certified Private Wealth Analyst designation after his study at the University of Chicago Booth School of Business.
Jim specializes in complex wealth transfer and retirement transition strategies. He developed the first version of TGS’s proprietary Dynamic Contrarian Portfolio Strategy™, the asset allocation methodology that is at the core of the firm’s investment process. As Chief Investment Strategist, he is responsible for coordinating TGS’s investment research initiatives and for recommending changes to the firm’s Investment Committee. He is also responsible for developing content for the firm’s new financial advice models for physicians, known as TriageMD. Jim has created and delivered workshops for young physicians and is the co-author of two books for doctors: Pay Yourself First: A Financial Guide for Doctors Entering Practice and Changing Outcomes: A Financial Recovery Strategy for Peak-Career Physicians.
Jim graduated from Swarthmore College in 1978 with a degree in history. He has been managing individual client portfolios since 1978. Jim worked for Shearson/American Express and for Merrill Lynch, where he was an Assistant Vice President in the Media, Pennsylvania office. He co-founded TGS Financial Advisors with David Burd in 1990.
Born in Richmond, Virginia, Jim resides in West Chester. He is married to Amy, a Measurement Specialist for A. I. Dupont Hospital. They have three children: Jack, Katharine and Alex. The family attends Holy Trinity Episcopal Church in West Chester, where Jim has served as a member of the Vestry, as Senior Warden and as Accounting Warden.
In 2007-2008, the Hemphill family traveled for a year and a day, visiting 26 countries on five continents.
TGS Financial Advisors is a wealth management firm established in 1990. We help successful individuals and families build, maintain, and preserve lifetime wealth.
As a fee-only advisory firm, our interests are aligned with those of our clients.
As a Registered Investment Advisor, we fully embrace our fiduciary responsibility to always place our clients' interests first.
Our Lifetime Wealth Management Process helps us understand who you are, where you want to go, and who you want to protect.
We understand that simply living within your means is a primary driver of your wealth accumulation. Our job is to support your progress, and to help make sure your good financial habits are rewarded by positive economic outcomes. We believe that your long-term financial results will be dominated by the decisions you make at a small number of crucial inflection points. For this reason, we are more committed to your lifetime financial security than to your short-term psychological comfort. It is, of course, always your money and your decision, but we will not be silent if we believe you are about to make a move that will damage your finances in the long run.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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James Hemphill is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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James S. Hemphill is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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James S. Hemphill is a Certified Investment Management Analyst® (CIMA®)The CIMA designation is the premier certification for financial advisors and investment consultants and one of the only professional certifications in financial services to meet international accreditation and quality standards. CIMA advisors have completed a rigorous process and have demonstrated knowledge and competency in a variety of investment management consulting and portfolio construction topics, including advanced investment management theory and application.
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James S. Hemphill is a Certified Private Wealth Advisor ® (CPWA®)The CPWA certification is an advanced professional education and certification for advisors who provide the breadth of specialized skills required to meet the needs of high-net-worth clients. This certification requires advisors to develop advanced knowledge and skills to address the wide range of complex issues faced by wealthy individuals and families, including portfolio strategies, wealth transfer, family dynamics, risk management, asset protection, closely-held business ownership, charitable giving, estate planning, retirement planning, and more. Fewer than 1% of financial advisors have achieved the CPWA certification.
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James S. Hemphill Shares His Thoughts on the Markets, Politics, Travel and Wine on his blog, The Glass Half Full
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James S. Hemphill is the Chief Investment Strategist at Triage MD, A Wealth Planning and Education Resource Firm for Physicians
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James S. Hemphill is the Co-Author of Pay Yourself First: A Financial Guide for Doctor's Entering Practice
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The White Coat Investor Writes a Review of James Hemphill's book, Pay Yourself First
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James S. Hemphill is the Co-Author of Changing Outcomes: A Financial Recovery Strategy for Peak Career Physicians
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James S. Hemphill is a Faculty Member at Omnia Education
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James S. Hemphill is a Guest on Your Money, Your Life: Financial Advice for Physicians Podcast
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James S. Hemphill Named a 2012 Five Star Wealth Manager
Contact James S. Hemphill
Office Locations:
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100 W Matsonford Rd
Suite 3-304
Radnor, PA 19087
