James Kinney


Financial Pathway Advisors LLC

Financial Advisor

James Kinney


Financial Pathway Advisors LLC

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - James Kinney, CFP®, MBA

(908) 203-4664

Fee-Only financial planner located in Bridgewater, NJ, serving clients locally and across the country

James Kinney is a Bridgewater, NJ fee-only financial planner. Financial Pathway Advisors LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, James Kinney is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

James Kinney is a Fee Only Financial planner and the founder and owner of Financial Pathway Advisors, LLC (Financial Pathways) located in Bridgewater New Jersey.  Jim is a NAPFA-Registered Financial Advisor.

Jim began his financial planning career in 2005 following his exit from a successful entrepreneurial venture in 2004.  For two years he worked with Frontier Financial Planning of Somerville, NJ as a Certified Financial Planner(tm), prior to starting Financial Pathways in January of 2007.  He earned his CFP(r) designation in 2008.  

The firm added Luba Globerman, CFP(r) as a second financial planner in 2009.  Luba adds a specialty in Divorce Planning as a Certified Divorce Financial Analyst.  

Financial Pathways was founded based on a strong committment to client-centered advice and putting the clients needs first.  Jim cemented that committment in 2014 with his application and acceptance to the National Association of Personal Financial Advisors (NAPFA), the nations premier association of Fee-Only advisors.  NAPFA is renowned for its commitment to fiduciary principles and the highest educational and ethical standards in the industry.  

Financial Pathways is also committed to making advice available to all who need it.  With no minimum investment requirement and available hourly fee and project based compensation models, the firm is committed to making sound, unbiased professional financial advice available even to those who do not have large sums of money to invest.   

Financial Pathway Advisors, LLC is a Registered Investment Advisor with the State of NJ Division of Banking and Securities.  Investment advice is offered solely to residents of NJ, except as permitted by state and federal securities laws.  


James Kinney is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Fee Only Financial Planning Advice in Central NJ

Financial planning and investment advice from our experienced CFP® professionals can reduce uncertainty, increase confidence, and relieve stress.

We are committed to helping our New Jersey neighbors create sound and secure futures for themselves and their families.  Better decisions lead to brighter futures, and sound planning is the key to making better decisions. With years of experience and specialized knowledge, we will create a detailed and personalized financial plan – a road map which provides step by step and turn by turn directions leading you to the financial future you most desire.

Why choose Financial Pathways?

  • We are independent and locally owned.  We owe no allegiance to anyone but our clients.
  • As fee only planners and advisers, we only work for you.  We do not get paid commissions.
  • As committed fiduciaries, we will always put your interests even ahead of our own.
  • We will take the time to listen and understand your individual needs and concerns.

No gimmicks, no hidden sales agenda.  Just sound planning designed around your your life and your dreams.  Call us today to start planning the future you want to live!

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    James Kinney is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    James Kinney is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact James Kinney

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Office Locations:

  • 1200 US Hwy 22
    Suite 2000
    Bridgewater, NJ 08807

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