James Reding


Paradigm Financial Advisors

CEO and Senior Wealth Manager

James Reding


Paradigm Financial Advisors

CEO and Senior Wealth Manager

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - James Reding, JD, AIF®, CTFA

Fee-Only Financial Advisor serving the entire St. Louis, MO area.

James Reding is a St. Louis, MO fee-only financial planner. Paradigm Financial Advisors provides comprehensive wealth planning, investment management, and tax and estate planning to help business owners, medical professionals and high net worth individuals and families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, James Reding is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Jim Reding has over twenty-five years of experience in investment management and comprehensive wealth planning.  Jim attended Rockhurst University on a soccer scholarship, and he graduated with honors (B.S.B.A. in Finance and Economics).  Jim received his Juris Doctorate Degree from St. Louis University School of Law and he graduated cum laude.  Jim worked at Monsanto in mergers & acquisitions prior to starting his own comprehensive wealth planning firm in 1996.  Jim is a member of the Missouri Bar, the National Association of Professional Financial Advisors (NAPFA) and he has earned the following professional certifications: Accredited Investment Fiduciary (AIF), Certified Trust and Financial Advisor (CTFA) and he is a member of the Missouri Bar Association.

Jim has been named as one of the best Financial Advisors in St. Louis and has written numerous articles and white papers on investment and financial planning, including an article called “Millionaires in the Making” which was published by Money Magazine and an article on 401(k) plan fees that was published by the St. Louis Business Journal.

Paradigm Financial Advisors, LLC provides comprehensive Wealth Management services for our clients. We utilize a team approach in analyzing and planning a client’s investment portfolio, estate plan, cash flow, income tax planning, and retirement goals. All recommendations are based solely on your specific needs, circumstances and goals. We serve our clients in a fiduciary capacity and pledge to act in our clients’ best interest at all times. Assets are managed in a prudent, disciplined fashion with emphasis placed on risk management, low cost and consistent results.
Our clients are predominately very active & self-reliant "retirees" , pre-retirees & "prudent-investor" types (self-made millionaires, former business owners, professionals, M.D.'s,executives,"baby-boomers' and "early retirees").
We take great pride in the fact that nearly all of our clients come to us on a referral basis and our retention rate is very high (with the majority having been with us 10 years or more).
Lastly...we believe we are simply in the business of helping active, self-reliant retirees & pre-retirees manage their financial resources and realize "realistic' returns on their investments while achieving their long-term financial goals with a minimum amount of time,effort & stress.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning
  • Estate Planning
  • Business and Succession Planning

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • High Networth Individuals and Families
  • Physicians and Other Professionals
  • Charitable Entities
  • Company-Sponsored Retirement Plans

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    James Reding is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Accredited Investment Fiduciary®
    James Reding is an Accredited Investment Fiduciary® (AIF)

    Accredited Investment Fiduciary® (AIF®) training empowers investment professionals with the fiduciary knowledge and tools they need to serve their clients’ best interests. Advisors who have earned the Accredited Investment Fiduciary designation have gone through training, met the qualifications, and passed the exam allowing use of the AIF designation and they are immediately able to demonstrate the added value that they can bring to both existing and prospective clients.

  • Certified Trust and Fiduciary Advisor (CTFA)
    James Reding is a Certified Trust and Fiduciary Advisor (CTFA)

    Certified Trust and Fiduciary Advisor (CTFA) is a professional designation offered by the American Bankers Association (ABA). This mark provides training and knowledge in taxes, investments, financial planning, trusts, and estates. The CTFA credential is appropriate for professionals who have a career in banking, broking, financial planning, taxation, or trust administration.

Contact James Reding

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Office Locations:

  • 12818 Daylight Circle
    Des Peres, MO 63131

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