CFP®, AEP®, AIFA®, MS
The Wealth Conservatory
CFP®, AEP®, AIFA®, MS
The Wealth Conservatory
Jump off that treadmill. Join us in righting your financial ship. You’ll sleep better. And, together we’ll share an extraordinary journey. - Jay Hutchins, CFP®, AEP®, AIFA®, MS
Fee-Only Planner with offices in New Hampshire, Missouri, and California
Jay Hutchins is a fee-only financial planner located in Lebanon, NH. The Wealth Conservatory provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jay Hutchins is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Jay Hutchins’s career began thirty-five years ago when he was recruited out of college by an insurance company. Within a few years he had joined the brokerage firm A.G. Edwards & Sons, where he studied and practiced all aspects of investing (including futures and options trading) and engaged in estate planning through the firm’s trust department. In 1995, Jay retired from the brokerage business to found a fee-only financial planning and wealth management firm now known as The Wealth Conservatory.
Accreditations: Jay holds the Accredited Estate Planner® (AEP) designation issued by the National Association of Estate Planners & Councils. He holds the Certified Financial Planner® (CFP) designation and has a Master of Science degree in Personal Financial Planning from the College for Financial Planning in Denver, Colorado. He also holds the Accredited Investment Fiduciary Analyst® (AIFA) professional designation, awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.
Memberships: Jay is a National Association of Personal Financial Advisors (NAPFA)-Registered Financial Advisor, and member of various professional associations including the New Hampshire Estate Planner’s Council. He fulfills his civic obligation as a Trustee of Trust Funds for the City of Lebanon and Chairman of the Board of Assessors. He has previously served as a Trustee of the City of Lebanon’s Dartmouth Hitchcock Medical Center Fiscal Impact Fund, and Chairman of the Lebanon Board of Zoning and Adjustment. His social contributions have included memberships in the Board of Directors for the Lebanon Opera House, Board of Directors for Stepping Stones/Next-Step (local mental health agency), Treasurer for Upper Valley Youth Services, and Treasurer and Vice-President of the Lebanon Rotary Club.
Outside the Office: Jay is married to Jeanette, School Nurse for the White River School and Coordinator of Health Services for the Hartford School District. They have five grown children and three grandchildren. With their offspring scattered across the country and into Canada, Jay and Jeanette hardly find time for their golfing, skiing, hiking, and boating between flights to and visits from their pack.
Jay Hutchins is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
The Art and Science of Finance
Whether one is managing finances (including but not limited to investments) at home or for an entity, there is a reasonable expectation that applicable principles and methodologies will be followed. These include acting within the law and adhering to regulations; controlling risks and expenses; performing due diligence over the purchase of financial and insurance products; avoiding conflicts of interest; monitoring progress and performance; and reporting to others. How many of us have the knowledge, skills, resources, and experience to meet this expectation?
The Wealth Conservatory educates and consults individuals and entities on excellence in stewarding finances for themselves, their families, trusts, foundations and charitable organizations. It is a weighty responsibility to be taken seriously, ethically, and competently. We are here to help.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Jay Hutchins is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Jay Hutchins is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Jay Hutchins is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Jay Hutchins is an Accredited Estate Planner® (AEP®)
Professional estate planners can obtain an accreditation that acknowledges their experience and specialization in estate planning. Awarded by the National Association of Estate Planners & Councils to recognized estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation, and character.
Jay Hutchins is an Accredited Investment Fiduciary Analyst® (AIFA®)
Accredited Investment Fiduciary Analyst® (AIFA®) Designation training is considered to be the master’s level coursework to the AIF® Designation. AIFA® Designees are certified to perform fiduciary assessments on internal policies, procedures and workflows to verify or certify an entity's conformity to a "Global Fiduciary Standard of Excellence.” Only AIF® Designees in good standing have the foundational skills needed to qualify for the AIFA® Designation training.
Jay Hutchins is a Member of the New Hampshire Estate Planning Council
Jay Hutchins is a Trustee of Trust Funds for the City of Lebanon
Jay Hutchins Serves as Chairman of the Board of Assessors for the City of Lebanon
Jay Hutchins is Quoted in the New York Times: "A guide to what you should expect from a financial advisor"
Jay Hutchins Answers Questions on ABC News
Jay Hutchins is Quoted on CNN Money: "Last Chance to Do Something Smart in 2006"
Jay Hutchins is Quoted in TheBillfold.com: "How to Choose Investments for Retirement"
Contact Jay Hutchins
29 School Street
Lebanon, NH 03766
400 East Walnut Street
Springfield, MO 65806
2300 First Street
Livermore, CA 94550
264 South River Road
Bedford, NH 03110
6701 Koll Center Parkway
Pleasanton, CA 94566
18097 Harvest Court
Plymouth, CA 95669