Jennifer B. Harper
MBA, CFP®, CEPA®
Bridge Financial Planning, LLC
Founder & Principal
Jennifer B. Harper
MBA, CFP®, CEPA®
Bridge Financial Planning, LLC
Founder & Principal
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Jennifer B. Harper, MBA, CFP®, CEPA®
Financial Planning & Investing for Today's Professionals

Jennifer Harper is a Chattanooga, TN fee-only financial planner. Bridge Financial Planning, LLC provides comprehensive and objective financial planning and investment management services to help professionals, business owners, retirees and near-retirees organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jennifer is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Jennifer Harper, CFP® is the Founder and Principal of Bridge Financial Planning.
While my professional life is focused on financial planning & investing, I don’t believe it’s all about the money. I believe that we need to be good stewards of the resources we have and we will be able to achieve more for ourselves and for others if we are thoughtful and well prepared for the future.
In 2019, I earned the Certified Exit Planning Advisor (CEPA) designation to help business owners with their business specific planning needs. Bridging the gap between personal & business planning needs is our specialty.
I began working in the financial services industry in 2000, earned an MBA from the University of Tennessee at Chattanooga in 2001, and became a CFP® professional in 2006. Additionally, I served as an Adjunct Finance Instructor at the University of Tennessee at Chattanooga from 2014 - 2017.
Having a solid financial plan is about giving you the peace of mind to enjoy all the things that are important to you. I am dedicated to helping my clients connect their realities of today with their future goals.
I support and volunteer with organizations dedicated to financial education, environmental sustainability, and positively impacting the lives of women.
Jennifer B. Harper is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Why we created Bridge Financial Planning
I’ve thought a lot about the word ‘compromise’ lately. In some instances, it can be a very good, diplomatic and helpful way to solve tough issues that are rarely black and white.
In other instances, it can mean that we’re settling. That’s what I’ve wanted to avoid as I’ve built this business for clients. There should be a no-compromise option for individuals and families to receive professional, unbiased support for all their financial goals.
By de-coupling professional advice from product sales, we can work together on what is most important to you without potential conflicts of interest or undue focus on one aspect of your financial plan over another.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Business Owners
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
Ideal Clients
- Business Owners and Executives
- Retirees and Near Retirees
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Jennifer Harper is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Jennifer Harper is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Jennifer Harper is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Jennifer B. Harper is a Certified Exit Planning Advisor® (CEPA®)
The Certified Exit Planning Advisor® (CEPA®) designation is obtained by financial professionals upon completion of a five-day in-person credentialing program. Advisors who earn this credential are specially trained to help business owners create an exit plan for selling their company for maximum benefit. The CEPA Program integrates exit strategy into business, personal, and financial goals of the business owner. Using this holistic approach, Certified Exit Planning Advisors® guide business owners to decide when’s the best time to sell their business and how to minimize taxes from the sale.
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Jennifer B. Harper is a Member of the Board of the The Women’s Fund of Greater Chattanooga
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Jennifer B. Harper Serves on the Board of Directors for the Chatanooga Area Chamber of Commerce
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Jennifer B. Harper Is Featured on The Chattery
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Jennifer B. Harper is Interviewed on Chatanooga Business Radio X
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Jennifer B. Harper Discusses "Financial Impact on Covid-19 on Individuals" with the Chattanooga Area Chamber of Commerce
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Bridge Financial Planning is a Member of the Chattanooga Area Chamber of Commerce
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Jennifer B. Harper was a Speaker at the Statewide Women's Policy Conference
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Jennifer B. Harper Presented "Financial Planning and Investing Foundations for Professionals" for the Chatanooga Accounting and Women's Financial Alliance
Contact Jennifer B. Harper
Office Locations:
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633 Chestnut Street
Suite 600
Chattanooga, TN 37450