Jennifer Luzzatto

CFP®, CFA®, MBA

Summit Financial Partners

President

Jennifer Luzzatto

CFP®, CFA®, MBA

Summit Financial Partners

President

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Jennifer Luzzatto, CFP®, CFA®, MBA

Fee-Only Financial Advisor serving the Richmond, VA area.

Jennifer Luzzatto is a Glen Allen, VA fee-only financial planner. Summit Financial Partners, Inc. provides comprehensive and objective financial planning and investment management to help hardworking individuals and their families organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jennifer Luzzatto is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Jennifer Luzzatto began her career in the financial services industry more than 30 years ago as a fixed-income trader in a regional brokerage firm. This background paved the way for her to join a commercial bank where she managed personal trust accounts, institutional portfolios, and a municipal bond mutual fund. In 1999, Jennifer founded Summit Financial Partners, a fee-only financial planning and investment advisory firm located in Richmond, Virginia, her home for over 35 years.

Along the way, Jennifer earned two of the industry’s highly regarded designations: CERTIFIED FINANCIAL PLANNER™ (CFP®) and CERTIFIED FINANCIAL ANALYST™ (CFA®)

CFP professionals have met extensive training and experience requirements and take a personalized approach to bringing all of the pieces of a client’s financial life together.

The CFA designation is regarded by most to be the key certification for investment professionals which measures the competence of financial analysts.

By earning both of these industry designations, Jennifer is in a position to thoroughly help clients through all aspects of financial planning, including coordinating investments to be in alignment with financial goals.

After almost 26 years of marriage, her husband lost his battle with Leukemia. Experiencing this loss has given Jennifer a unique insight into helping clients deal with loss; whether the loss of a spouse or child, loss of a marriage through divorce or loss of a job, whether chosen by retirement or not by choice.

Inspired by Jennifer’s personal experience and informed by her three decades in the financial services industry, Jennifer wrote Inheriting Chaos with Compassion to help readers get through the tangled financial legacy a loved one may have left behind. Inheriting Chaos with Compassion

Jennifer has many important things in her life to keep her busy outside of work: her daughter, her family, friends, her dog, and her involvement in her church. As often as possible, she finds pleasure and solace in the mountains of Virginia or in other beautiful locations around the country.

Jennifer Luzzatto is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Established in Richmond, Virginia, in 1999, Summit Financial Partners, Inc. is a Registered Investment Advisory firm specializing in asset and wealth management, servicing individual clients and corporations on a fee-only basis. We are among a select group of investment firms in the nation that has the privilege to invest with Dimensional Fund Advisors. Our services are tailor made to each client’s specific circumstances and are never a one size fits all approach.

Why we’re different from 95% of the nation's financial planners:

1) We are a Fee-Only Investment Advisory and Financial Planning Firm.

2) We are among the few planners privileged to invest with Dimensional Funds Advisors.

3) Our services are tailor made to each client.

4) We have taken the NAPFA fiduciary oath.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Jennifer Luzzatto is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Jennifer Luzzatto is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Jennifer Luzzatto is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • CFA - Chartered Financial Analyst

    Jennifer Luzzatto is a CFA® charterholder

    The CFA Program is the most respected and recognized investment management designation in the world with less than 200,000 charterholders globally.

    This advisor has earned the Chartered Financial Analyst® designation (CFA® charter) by passing all three of the CFA exams and gaining relevant industry experience, demonstrating their mastery of the investment analysis and decision-making skills most needed in the global investment management profession.

  • Dimensional Funds
    Summit Financial Partners is an Approved Dimensional Funds Advisor

    Dimensional Fund Advisors is a leading global investment firm that has been translating academic research into practical investment solutions since 1981. Guided by a strong belief in markets, the firm builds and implements strategies to help clients pursue higher expected returns. An enduring philosophy, strong client commitment, and deep working relationships with the academic community underpin Dimensional’s approach to investing and form the foundation for new strategies.

Contact Jennifer Luzzatto

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Office Locations:

  • 5231 Hickory Park Drive
    Suite A
    Glen Allen, VA 23059

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