Jennipher Lommen
CFP®, EA
Wildflower Financial LLC
Principal
Jennipher Lommen
CFP®, EA
Wildflower Financial LLC
Principal
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Jennipher Lommen, CFP®, EA
Fee-Only financial planner located in Santa Cruz, CA, serving clients locally and across the country

Jennipher Lommen is a Santa Cruz, CA fee-only financial planner. Wildflower Financial provides comprehensive financial planning, investment management, and tax planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jennipher Lommen is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Jennipher Lommen is a fee-only financial advisor at Wildflower Financial LLC, located in Santa Cruz, CA.
My financial training began long before I started my professional career.
As the eldest child of a single mother, I learned to manage household finances early in life. When I was later blessed with a fulfilling career as a stay at home mother to three fabulous children, I embraced my role as manager of the household. Through motherhood, I learned experience can be the best education.
I took my knowledge of finance to the next level in 2013 with formal training. Through academic study and excellent mentorship experience, I received Certified Financial Planner™ designation in 2016.
My unconventional journey into the world of financial planning cultivated a consciousness of struggles that women and their families face at various stages of life. I founded Wildflower Financial LLC with the goal of helping you follow your own unique path of financial possibility.
Away from the office, I enjoy my lively household, take time to hike in the woods, practice yoga, spend time in my garden and kitchen, and savor a few minutes with bit of fiction every night before I fall asleep.
Jennipher Lommen is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Wildflower Financial LLC as a fee-only, registered investment advisory firm, grounded in the fiduciary standard of duty. Our goal is to help women and their families find confidence, security and abundance in every aspect of their financial lives. We offer a range of financial planning, financial coaching, tax planning and investment management options, in consideration of your independent circumstances and needs.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Jennipher Lommen is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Jennipher Lommen is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Jennipher Lommen is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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Jennipher Lommen is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
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Jennipher Lommen is an Enrolled Agent with the IRS (Learn More)
An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.
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Jennipher Lommen was Featured on the Money Savage Podcast: "Tending Your Financial Garden"
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Jennipher Lommen is Quoted on Dollar Stretcher
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Jennipher Lommen is Quoted in the New York Times
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Jennipher Lommen is Quoted on BankRate.com
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Jennipher Lommen is Featured on the UCSC Silicon Valley Extension Blog: "Design a retirement strategy for clients "
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Jennipher Lommen is Quoted on ABC Action News: "For kids' allowance, no cash required"
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Jennipher Lommen Writes for WomensWealth.money: "Tax Time and How to Relieve the Stress"
Contact Jennipher Lommen
Office Locations:
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120 Church Street
Santa Cruz, CA 95060