JWM Wealth Management, LLC
Helping clients define and fulfill their financial goals by constructing, executing, and calibrating the path to financial clarity.
I am passionate about creating customized financial advice to individuals and families who seek clarity in their financial lives. My clients have a wide range of wealth, income, and investable assets and I am privileged to act as advisor, educator, guide and protector of their wealth.
Family financial challenges have always been an afterthought for Wall Street as evidenced by the lack of appropriate services and an unwillingness to engage on a personal level. I want to end the destructive risks taken on as a result of false and misleading statements that come out of the financial world by providing a balance between your financial aspirations, resources, and accepted risks.
To get this done, I started JWM Wealth Management after earning the Certified Financial Planner (CFP®) designation. Quickly, I found a tremendous amount of value is created by simply having a clear understanding of the financial situation at hand and the potential options for moving forward.
For more information on my background, take a look at my LinkedIn profile and this Wall Street Journal article discussing how I helped clients navigate the 2008 financial crisis. At the time, my clients avoided a messy situation and potential significant losses that caught many corporate and individual investors by surprise. And I did it by simply doing my homework, educating my clients, and refusing to bend my principles.
Regarding the jumble of letters after my name, I have achieved two of the most respected designations in financial planning and investments. The CERTIFIED FINANCIAL PLANNER (TM) designation requires education, experience, and examination testing as well as a commitment to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence. The Chartered Financial Analyst (CFA) credential represents a demonstrated expertise in all relevant areas of public investments and requires over 18 months of testing and four years of direct, confirmed experience.
I enjoy being a part of the local community and I feel privileged to have been the Chief Investment Officer of a Silicon Valley Bank. Originally from Texas, I have lived in the Bay Area for over 20 years. In my spare time, you can find me on the tennis courts or hiking the trails in the East Bay.
Joe Morgan is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
Expert analysis and recommendations on any part of your financial life. Includes engagements ranging from focused analysis on a particular time-sensitive decision to comprehensive reviews. May cover investments, spending plans, budgets, insurance, estate planning, or other areas. Click this link to learn more.
Adding professional oversight to the management of your investments provides both clarity and peace of mind. In addition, if you complete a comprehensive financial plan first, ongoing financial advice and future plan reviews are included in the fees paid for investment management. Click this link to learn more.
An on-going fiduciary relationship with respect to your life outside your managed investment portfolio. Includes tools to help you stay on top of both your daily finances and develop on-going strategies for your financial life. Click this link to learn more.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Joe Morgan is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Joe Morgan is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Joe Morgan is a CFA® charterholder
A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute, formerly AIMR, that measures the competence and integrity of financial analysts. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management and security analysis.
Joe Morgan is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Joe Morgan is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Joe Morgan
9000 Crow Canyon Rd