Total Wealth Planning
Wealth Advisor, Shareholder
Total Wealth Planning
Wealth Advisor, Shareholder
We take a wide and long-term view of your financial life, so you feel more educated and empowered in the process. Through a dedication to transparency and checks and balances, we help you stay accountable to your financial objectives and goals. - Joel Musser, CFP®
Cincinnati, OH based Fiduciary Financial Planner serving clients locally and nationwide using a deep-comprehensive and integrated wealth management approach.
Total Wealth Planning is a fee-only financial planning firm in Cincinnati, OH serving clients locally and across the country.
Total Wealth Planning provides a comprehensive view of your financial life and all the factors that go into life planning. What this means to you is help with personal decision making and putting a date on things. We help you with financial planning and investment management while taking into consideration tax planning, professional moves, children, retirement planning, healthcare and other important priorities.
It’s about life planning and gaining more comfort with your long-term financial security.
5 reasons to “Choose Total Wealth Planning” when thinking about your finances, your wealth, and your future goals.
As a member of our Financial Planning team, Joel Musser takes a wide and long-term view of your financial life, so you feel more educated and empowered in the process. Through a dedication to transparency and checks and balances, Joel has been influential in keeping clients accountable to their financial goals since graduating from Hillsdale College in 2007. His focus is to bring you more confidence and a greater sense of control with your finances and personal decision making. Prior to joining Total Wealth Planning, he gained valuable experience working as a Private Banker with two national banks. Joel is driven by a passion for people and the ability to have a positive impact on their personal and financial lives. Joel’s credentials include:
- Expertise in retirement planning, insurance planning, estate transitioning, and taxation analysis
- Certified Financial Planning Professional (CFP®)
- Bachelor of Arts, Degree in Economics from Hillsdale College
- Member of the National Association of Personal Financial Advisors (NAPFA)
Joel became a shareholder of the firm effective January 1, 2022.
Born and raised in Cincinnati, Joel loves spending time with his wife and their 5 kids. In a rare free moment, he also enjoys competitive sports and playing music.
Joel Musser is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We are passionate about providing the very best guidance possible for making certain our clients will achieve their lifetime goals and objectives and realize financial peace of mind. We are committed to serving in your best interest foremost as is required in a truly-pure fiduciary advisory relationship, which unfortunately is much too often not the case in the financial services industry.
Founded in 1989, Total Wealth Planning (formerly Financial Management Group) is a fee-only compensated wealth management firm, independently owned and operated by a team of trusted and uniquely experienced professionals. Each professional working with our clients is a multi-credentialed advisor with either a CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and/ or an Advanced Degree. Combined, our advisors have over 100 years of experience working with clients.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Joel Musser is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Joel Musser is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Joel Musser is Mentioned on the Blue Ash Advance News: "TWO BLUE ASH-BASED FINANCIAL ADVISORS IN THE TOP SPOTS IN ANNUAL STOCK-PICKING CONTEST"
"Joel Musser leads Courier's annual stock contest" as Reported in the Cincinnati Business Courier
Joel Musser is Featured in Cincinnati Business Courier: "Medpace helps carry investment pro to victory in Courier stock contest"
Joel Musser Featured in the Cincinnati Business Courier's People on The Move
Total Wealth Planning is an Accredited Business with the Better Business Bureau
Total Wealth Planning Named Winner of the Financial Institution Category in the 2021 Family Choice Awards by Cincy Magazine
Total Wealth Planning Named one of the Best Workplaces in 2021 by Ohio Business Magazine for the 5th Consecutive Year
Total Wealth Planning Named Finalist for the “Best Places to Work Awards” Four Years in a Row by the Cincinnati Business Courier
Total Wealth Planning Ranked 25th in Cincinnati Business Courier’s List of Largest Money Management Firms
Total Wealth Planning Named to 3 Best Financial Services in Cincinnati, OH
Contact Joel Musser
4665 Cornell Rd.
Cincinnati, OH 45241