John Bergland, Jr.

CFP®, AIF®, M.Div.

Bergland Wealth Management

Financial Advisor

John Bergland, Jr.

CFP®, AIF®, M.Div.

Bergland Wealth Management

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - John Bergland, Jr., CFP®, AIF®, M.Div.

(601) 956-5181

    Fee-Only Financial Advisor serving Ridgeland, MS area.

    John Bergland, Jr. is a Ridgeland, MS fee-only financial planner. Bergland Wealth Management provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Bergland, Jr. is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

    John is the founder and President of Bergland Wealth Management, Inc.

    John graduated from Louisiana Tech University with a B.A. in 1968. He served in the U.S. Coast Guard from 1968-1972. While in the Coast Guard, he attended the Naval Justice School in Newport, RI. Following his four years of service, John attended Reformed Theological Seminary in Jackson, MS. He graduated in 1976 with a Master of Divinity and Master of Christian Education in addition to being ordained by the Presbyterian Church in America (PCA) as a minister and evangelist..

    John entered the financial services industry in 1979. He incorporated his practice in 1985 to offer client centered, Fee-Only, fiduciary, financial planning and money management services.  He is a member of The National Association of Personal Financial Advisors (NAPFA) and is a "NAPFA-Registered Financial Advisor." There are approximately 1,400 members of NAPFA in the U.S. and only three in Mississippi. (www.napfa.org)

    John has been a CERTIFIED FINANCIAL PLANNER® since 1987, having been certified by the Certified Financial Planner Board of Standards to use the certification marks CERTIFIED FINANCIAL PLANNER® and CFP®. In addition to being a CFP® certificant, he received the AIF® (Accredited Investment Fiduciary®) credential issued by the Center for Fiduciary Studies in 2006.

    John lives on the water in Ridgeland, MS. He and his late wife, Marie, have three grown children. Faith is a graduate of Millsaps College, and Tiffany and John III are graduates of the University of Alabama. John is an avid sailor and loves the clear turquoise waters of the U.S. and British Virgin Islands.

    John Bergland, Jr. is a Member of the National Association of Personal Financial Advisors

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

    NAPFA members live by three important values:

    • To be the beacon for independent, objective financial advice for individuals and families.
    • To be the champion of financial services delivered in the public interest.
    • To be the standard bearer for the emerging profession of financial planning

    The Bergland Wealth Management story began in 1985 after the founder, John E. Bergland, Jr., had a vision of building a Fee-Only, fiduciary, independent, financial planning firm specifically for the purpose of being independent and free to provide objective advice to clients independent of a bank, broker-dealer, or insurance company. In other words, do for you what we would do for ourselves if we were in your shoes. Today, over thirty years later, the firm is led by both John and his daughter, Tiffany B. Ballard. We continue providing Fee-Only, holistic wealth management and investment management services consistent with a fiduciary standard of care.

    Our mission remains the same: to make a tremendous impact in our clients’ lives by helping them make informed decisions in order to maximize the probability of achieving all those things that are most important to them.

    The full Bergland Wealth Management story centers around four watershed events in John’s journey to building a successful wealth management firm.

    First, while in seminary, one of the most powerful verses in Scripture (among many) became firmly embedded in his heart and mind: Colossians 3:23 – “And whatsoever ye do, do it heartily, as to the Lord, and not unto men.” This verse remains a touchstone for the Bergland Wealth Management Team to this day.

    Second, while living and raising a family in Clinton, MS, John encountered a neighbor who was a stockbroker. John held this individual in high regard as he incorrectly assumed any stockbroker must be an exceptionally bright, gifted, well trained, and an above average professional to be able to guide people with investing and money management matters. He would later learn how wrong he had been in this assumption.

    Third, John frequently visited his father who was retired and living on the coast in Biloxi, MS. Upon one such visit, he was met with consternation on his father’s part. The reason – his father’s government security bond fund was losing value and his father could not understand how this could be happening. John’s inability to understand this or make sense out of it in order to help his father troubled him and the thoughts of others sharing a similar plight were equally disconcerting.

    The fourth and final event occurred in 1982. He had spent several years searching for his “calling” in life. This search took him from being an ordained Presbyterian minister, to being active in the national/local political realm, and finally to being a very successful life insurance agent. And that’s when it happened. Though he was enjoying a prosperous career in insurance sales, he became disenchanted with the way the banks, broker-dealers and insurance companies worked. Simply put, they were in the business of making enormous sums of money by virtue of selling consumers “stuff.” There was little relationship between what the consumer was being sold, what they were buying, and what would be best for them. He had witnessed first-hand the need consumers had for an independent professional who would listen to them, gather their personal data, and help them make the wisest, most prudent, financial/life decisions. That day he decided to start down a new path of becoming a Fee-Only, fiduciary, certified financial planning practitioner.

    So, he moved out of the “star producer’s office” with a picture postcard view from a high rise bank building in the capitol city of Jackson, MS and began pursuing his vision. He soon incorporated his practice to facilitate offering “Fee-Only, fiduciary, personalized financial planning” in 1985, became a Certified Financial Planner® practitioner in 1987, and dropped all of his hard earned securities licenses in 1990 since he was no longer selling insurance or investment products. And the rest is history.

    Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

    Specialties

    • Comprehensive Financial Planning
    • Retirement Income Planning
    • Investment Management
    • College Education Planning
    • Tax Planning

    Ideal Clients

    • Retirees and Near Retirees
    • Growing Families
    • Business Owners and Executives
    • Sudden Money Situations
    • Novice Investors

    Working Together

    • In-Office Meetings
    • Virtual Meetings
    • Clearly Defined Fees
    • No Product Sales
    • Complimentary Initial Consultation

    Professional Designations & Affiliations

    • National Association of Personal Financial Advisors (NAPFA)
      John Bergland, Jr. is a NAPFA-Registered Financial Advisor

      The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

    • Certified Financial Planner (CFP)
      John Bergland, Jr. is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

      CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

    Contact John Bergland, Jr.

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    Office Locations:

    • PO Box 1318
      Ridgeland, MS 39158-1318

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