John Dulmage


Financial Pathways

Principal Advisor

John Dulmage


Financial Pathways

Principal Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you advance your investment portfolio and save taxes in the process. - John Dulmage, CFP®, EA

(603) 821-1450 X1 ext. 1

Fee-Only financial planner located in Londonderry, NH, serving clients locally and across the country

John Dulmage is a Londonderry, NH fee-only financial planner. Financial Pathways provides comprehensive and objective financial planning, investment advice, and tax planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Dulmage is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

John Dulmage is a fee-only financial advisor at Financial Pathways, located in Londonderry, NH

Prior to Financial Pathways John had a very successful sales and management career at Xerox Corporation and other Fortune 500 companies. John is a CFP® or CERTIFIED FINANCIAL PLANNER™ professional. He is licensed by the State of New Hampshire as a Life, Accident & Health and Property & Casualty insurance consultant. As an Enrolled Agent (EA) John brings substantial tax knowledge to inform financial planning and investment strategies for his clients.

John is a member of National Association of Enrolled Agents (NAEA). In addition John is a Registered Investment Advisor, a Registered NAPFA Advisor and a member/co-owner of the Alliance of Comprehensive Planners (ACP). ACP members are the pioneers of a whole system approach to financial planning-planning that focuses on the person, not a product. It’s a higher standard of financial planning, one that makes the advisor your advocate. ACP has the highest credential and continuing education requirements for its members in the financial planning industry.

John Dulmage is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

At Financial Pathways, we believe that you cannot maximize your stock and mutual fund investments without consideration of other important areas of your financial life. We specialize in an approach which looks at your financial plan as a whole system with the various parts complementing, adding power, and improving efficiency throughout the greater whole. Those parts include not only your stock or mutual fund investments but also your taxes, real estate, employee benefits, estate planning, 401(k) and 529 plans and your methods of reducing risk such as insurance.

The benefits of working with Financial Pathways include:

  • Powerful approach to investment planning which takes into account your entire financial picture.
  • Financial Pathways is your first stop when considering insurance coverage and the benefits to you. There are no commissions or biases to our advice. Our recommendations are always in your best interest.
  • As an Enrolled Agent we can not only prepare your taxes but also represent you before the Internal Revenue Service (IRS) should the need arise. Most importantly, we can help you invest your assets with the lowest possible tax impact in mind.
  • As a member/co-owner of ACP the Alliance of Comprehensive Planners, we provide the personal and customized approach of a small shop supported by the resources of a much larger organization.

We can help your money work harder for you.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Investment Management
  • Tax Planning
  • Retirement Income Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    John Dulmage is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    John Dulmage is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Alliance of Comprehensive Planners
    John Dulmage is a Member of the Alliance of Comprehensive Planners (ACP)

    Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.

  • Enrolled Agent with the IRS (EA)
    John Dulmage is an Enrolled Agent (EA) with the IRS

    An enrolled agent is a federally authorized tax practitioner empowered by the U.S. Department of the Treasury to represent taxpayers before the Internal Revenue Service. Enrolled agent status is the highest credential awarded by the IRS.

  • National Association of Tax Professionals (NATP)
    John Dulmage is a Member of the National Association of Tax Professionals (NATP)

    The National Association of Tax Professionals (NATP) believes that all taxpayers should be supported by caring and well-educated tax professionals. NATP members are industry leaders who hold an exceptional understanding of how to apply the federal tax code to their clients’ unique situations.

Contact John Dulmage

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Office Locations:

  • 75 Gilcreast Road
    Suite 200
    Londonderry, NH 03053

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