John Howard


Resource Planning Group

Financial Advisor

John Howard


Resource Planning Group

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - John Howard, CFP®, CPA/PFS, JD

Fee Only Financial Planner Serving Atlanta, St. Simons island and the surrounding areas

John Howard is a St. Simons Island, GA fee-only financial planner. Resource Planning Group provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Howard is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

John is a co-founder and Chief Executive Officer of Resource Planning Group. He was born in Biloxi, Mississippi, but lived his early years in cities around the world as his father was an Officer in the Air Force. John is a magna cum laude graduate of the University of Tennessee (BS, Business Administration). He began his career as a Certified Public Accountant with Arthur Andersen. He then earned his Juris Doctorate from the Emory University School of Law. He is also a CERTIFIED FINANCIAL PLANNER™, founding RPG in 1991. He is a member of the Fee-Only ® National Association of Personal Financial Advisors (NAPFA), the Georgia Society of CPAs, the State Bar of Georgia, and the Atlanta Bar Association. He is also a Charter Member of Kingdom Advisors, a network of Financial Advisors committed to giving financial advice that is grounded in Biblical principles. John was named one of the Top 100 People in Georgia Banking and Finance by the Atlanta Business Chronicle from 2006 through 2009. He has also been identified as a FIVE STAR: Best in Client Satisfaction Wealth Manager since 2008 by Atlanta Magazine. John is a 2005 graduate of Leadership Sandy Springs, and he serves his community as a member of the board of directors of the Sandy Springs/Perimeter Chamber of Commerce.

John Howard is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Resource Planning Group is a Fee-Only® Registered Investment Advisory firm.  We have been providing wealth management and retirement planning solutions to families, entrepreneurs and executives since 1991.

As one of the largest NAPFA (National Association of Personal Financial Advisors) firms in Atlanta¹, our typical client has a net worth in excess of $1,000,000, is at a pivotal transition point in his or her life, and is seeking financial management solutions to meet short and long-term objectives.

As a client, you are family

RPG is a small, robust firm that puts the client relationship at the center of what we do.  We take our responsibility for your financial sustainability very seriously and we work hard to assure your peace of mind at each important juncture of your life.  As a client, we think of you as family, and as stewards of your financial assets, we put your needs first.  That is why our services are 100% Fee-Only®.

Accessibility and frequent communication mean you are never in the dark

Our clients have full access to every member of our team as well as to our investment thinking.  We offer monthly market updates from the Investment Committee and comprehensive plan updates annually (or more frequently upon request) to all of our investment advisory clients.

RPG provides 100% Fee-Only® services.  That means that we sell no insurance, no annuities and no products.  We accept no commissions on products, referral fees or any other compensation from third parties.  Our role is solely the active, comprehensive competent management of your financial future through careful planning based on your desired outcome.  Investment advisory services are compensated as a percentage of assets under management and all planning work is included in this fee schedule.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact John Howard

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Office Locations:

  • Plantation Chase
    St. Simons Island, GA 31522
  • 10 Glenlake Parkway
    South Tower Suite 150
    Atlanta, GA 30328

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