John Melasecca III


Clariti Wealth Advisors


John Melasecca III


Clariti Wealth Advisors


As a fee-only financial planner, my focus is to offer unbiased solution driven financial advice for today's realities and tomorrow's possibilities. - John Melasecca III, CFP®

Fee-Only financial planner located in Wilmington, DE, serving clients locally and across the country

John Melasecca is a Wilmington, DE fee-only financial advisor serving clients locally and across the country. Clariti Wealth Advisors provides comprehensive solution-driven financial planning and wealth management to help established professionals, executives, and business owners organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Melasecca is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

John Melasecca III, CFP® is a Principal at Clariti Wealth Advisors.  John works with clients on all aspects of financial plan preparation, ongoing plan management, and investment reviews.

John is a Certified Financial Planner™ practitioner and a member of the National Association of Personal Financial Advisors (NAPFA).

John is passionate about planning and has helped hundreds of individuals and families in the Delaware Valley, and specifically with current and retired employees of some of the largest employers in the area such as Agilent, AstraZeneca, DuPont, Dow, Chemours, GM, Comcast, BMS, LynondellBasell, IBM, Pfizer, Merck, Verizon, WL Gore, and the University of Delaware.

John is a native Delawarean, with over 25 years of financial planning and investment management experience. He began his career in financial services in 1996 at MetLife, then joined The Vanguard Group in 1998, working solely with high net worth clients and managing a team of financial representatives. In 2005 he joined Fidelity Investments as a Vice President, Senior Financial Consultant in the Private Client Group based out of the Wilmington/Greenville, DE branch.

John is a graduate of Salesianum High School and Goldey-Beacom College where he earned a Bachelor of Science in Business Administration.

John resides in the Hockessin area with his wife and two daughters, and in his spare time enjoys the outdoors, rides in his classic Camaro, and cooking large meals with his family and friends.  He and his family have supported many charities in the area, and John was the 2010 winner of The Leukemia & Lymphoma Society’s Man of the Year fundraising event. John is also on the board of the Cupcakes for Cancer Foundation.  

John Melasecca III is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

One of Delaware's very first fee-only financial planning and investment advisory firms, Clariti has been helping successful people protect and build their wealth for over three decades. With a low client-to-advisor ratio and a multi-disciplinary team of financial planners and tax experts, we’re ready to help you achieve a more confident financial future.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Investment Guidance
  • Retirement Income Planning
  • Wealth Planning
  • Estate Planning
  • Tax Strategies
  • Charitable Giving

Ideal Clients

  • Established Professionals
  • Business Owners and Executives
  • $1,000,000 of Investable Assets
  • Retirees and Near Retirees
  • Growing Families
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    John Melasecca is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    John Melasecca III is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Contact John Melasecca III

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Office Locations:

  • 2710 Centerville Rd
    Suite 201
    Wilmington, DE 19808

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