John O'Toole
CRPC®
EP Wealth Advisors
Senior Wealth Advisor
John O'Toole
CRPC®
EP Wealth Advisors
Senior Wealth Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - John O'Toole, CRPC®
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John O'Toole is a Hilton Head Island, SC fee-only financial advisor serving clients locally and across the country. EP Wealth Advisors provides comprehensive financial planning, tax planning, and investment management to help individuals, couples, families, and small businesses organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Otoole is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Informed Investor Reports, Client Education Webinars, Articles and Checklists
EP Wealth Youtube Channel with additional commentary
John (Jay) O'Toole has over 30 years’ experience in the investment and wealth management field. Before joining EP Wealth Advisors, Jay was a Managing Partner at Warren Financial. Early in his career Jay worked as an institutional fixed income analyst and salesman with Dean Winter, Printon Kane and Fuji Bank. On the wealth management side, Jay was with Smith Barney and RBC working with executives of publicly traded companies, on how to hedge, monetize, diversify their concentrated company equity holdings. Jay holds a CRPC (Charter Retirement Planning Counselor) designation and currently works with families and individuals that are within 10 years of retirement to having just retired. He believes each client and family needs are different, but the process to financial success starts with detail planning before any investment recommendations can be made.
Currently, Jay spends his free time at a local CrossFit where he is a part owner, weekends trying to develop skills on the golf course. In addition, Jay is on the board of the Boys and Girls Club of Hilton Head and is the chairman of their endowment committee.
Jay has one daughter that is also in the finance industry with Bank of America in Bethesda, Maryland.
Education
Saint Edward’s University, B.A., Business with a concentration in Finance
EP Wealth Advisors is a fee-only registered investment advisory and financial planning firm headquartered in Torrance, California. EP Wealth manages over $16.1 billion in AUM as of December 31, 2022. With offices from coast to coast, EP Wealth combines the resources of a large firm with a local approach to provide client-centric financial planning, wealth management and investment management services to individuals and businesses. EP Wealth continues to grow and enrich the lives of our clients and team and has been recognized as a leader in the RIA space by multiple financial and industry publications, including Barron's 2022 list of top RIA’s, Financial Planning’s top firms of 2022, and many more at both the national and regional level. The firms Torrance headquarters has been named a Best Place to Work by the Los Angeles Business Journal, and several advisors and functional leaders have been named to varied "Best", "Rising Star" and "40 Under 40" lists.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- High Net Worth Individuals
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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John O'Toole is a Chartered Retirement Planning Counselor℠ (Learn More)The Chartered Retirement Planning Counselor℠ or CRPC® designation is a premier retirement planning credential. The CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.
Contact John O'Toole
Office Locations:
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32 Office Park Road
Suite 202-Z
Hilton Head Island, SC 29928
