John Simkins


Stewardship Advisors, LLC

Financial Advisor, Founder

John Simkins


Stewardship Advisors, LLC

Financial Advisor, Founder

Finances can be complicated and overwhelming. I use a collaborative relationship to provide the clarity and confidence in building your financial future that provides peace. - John Simkins, CFP®, ChFC®

Fee-Only financial planner located in Mount Joy, PA, serving clients locally and across the country

John Simkins is a Mount Joy, PA fee-only financial advisor serving clients locally and across the country. Stewardship Advisors, LLC provides comprehensive wealth management, investment planning, and charitable giving planning to help Baby Boomers, business owners and entrepreneurs organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, John Simkins is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

John’s career and approach have evolved over time. Compared to when he started with Morgan Stanley back in 1997 as a stockbroker. Today as a CFP®, CERTIFIED FINANCIAL PLANNER™ professional he is able to use his wealth of experience and knowledge he has gained across various sectors of the financial services industry.

Prior to his decades in financial services, he learned the day-to-day responsibilities of running multi-million-dollar businesses for fortune 500 companies. His internship at Walt Disney World during college was followed by management positions at multiple Marriott facilities and with several other companies. Across his varied life experiences, John has refined his core values: prioritize Christ, lead with the heart of a servant, act with integrity, pursue excellence, and embrace change.

In October of 2011, John helped establish Stewardship Advisors, LLC. The firm was founded on the belief that the client is the most important person in an advisory relationship. Working in a fee-only, fiduciary relationship reinforces his commitment that every client is the center of the decision-making process.

John’s approach to working with his clients starts with creating their personalized financial plan. John is a firm believer in starting with a plan, then working through the investments, which provides a more unified approach. His clients delegate the day-to-day management of their investments because of their ability to verify results, their understanding of their unified financial plan, and how the investments align with their goals.

John’s clients enjoy his leadership through the complex world that finances intertwine. John’s favorite question is, “Help me understand that.” According to John, guiding a client requires understanding what is important to them and using their values to direct the decision-making process. His experiences and training help him not only explain the variety of options that are available but help provide clarity on which ones could provide the outcome intended. The more assets you have and the complexity of those asset types, tend to present a greater number of choices available. Along with never-ending changes in tax code requires a consistent periodic review of the financial plan.

John provides two investment themes for his clients when it comes to investment management. These themes give you a choice of investing in the general market or Socially Responsible Investing (SRI) combination with Environment, Social, Governance (ESG) criteria as well. John sees value in both approaches and understands the limits of each. John has been working with SRI, ESG investing since 2002.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements

John Simkins is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Stewardship Advisors is an independent, comprehensive financial services firm dedicated to providing unbiased advice, impeccable service, and diversified financial resources.

We believe that as stewards of others’ finances, the best way we can serve is to walk beside our clients on important decisions throughout their lives. Our team of dedicated professionals is passionate about providing an exceptional client experience and helping you achieve your financial dreams. Our goal is to provide a stress-free financial planning process, allowing you the freedom to focus on what is important to you.

Advisory services are offered through Stewardship Advisors, LLC; an investment adviser registered with the United States Securities and Exchange Commission (SEC) and domiciled in the Commonwealth of Pennsylvania.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Estate Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • Widowers and single individuals
  • Sudden Money Situations

Working Together

  • Fee-only relationship!
  • Complimentary Initial Consultation
  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Relationship

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    John Simkins is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    John Simkins is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • ChFC - Chartered Financial Consultant
    John Simkins is a Chartered Financial Consultant® (ChFC®)

    Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

Contact John Simkins

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Office Locations:

  • 321 W Main St
    Mount Joy, PA 17552

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