Joseph Goldy
CFP®
HIGHLAND Financial Advisors, LLC
Wealth Advisor
Joseph Goldy
CFP®
HIGHLAND Financial Advisors, LLC
Wealth Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Joseph Goldy, CFP®
Fee-Only financial planner located in Wayne, NJ, serving clients locally and across the country
Joe is a Wayne, NJ fee-only financial advisor serving clients locally and across the country. Highland Financial Advisors, LLC provides retirement planning, wealth transfer planning, and tax planning to help individuals, executives, and businesses organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Joe is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Joe Goldy is a Wealth Advisor at HIGHLAND, focusing on helping individuals and families make the connection between their money and achieving their life’s goals. With over 17 years of experience, he has provided comprehensive financial planning advice and partnered with clients to help them create a purpose-driven plan.
Joe is a member of HIGHLAND’s Investment Committee and enjoys writing and presenting on various financial and investment topics to help people make better-educated decisions.
As a CERTIFIED FINANCIAL PLANNER™, Joe is passionate about helping women who are newly independent, often due to a life-changing event such as divorce or the loss of a spouse. He understands firsthand the value of having a clear financial picture and a plan to restate goals as a newly single person. Joe’s planning expertise and personal experience allow him to bring a unique and empathic approach to helping newly independent women achieve their goals while taking care of themselves and their loved ones.
When he is not helping clients, Joe likes spending time outdoors with his two boys, Sam and Luke, his girlfriend Nandini, and her two children. He is passionate about volunteering to help raise money for Type 1 diabetes organizations. Joe is also a member of the National Association of Personal Financial Planners, and through their Building Homes for Heroes program, provides pro-bono planning advice to disabled veterans.
Joseph Goldy is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We are an independent Registered Investment Advisory firm, serving high-net-worth families and individuals nationwide since 1987. Our objective is to simplify your financial life, help you achieve your goals, protect your family and lifestyle, and plan your legacy. We do this through a team approach that emphasizes our fiduciary duty to always act in your best interest. And as a fee-only firm, you can rest assured that we do not receive commissions—we are paid only by you for the services we provide you.
Our Clients - They want a trusted advisor for the long term—one who is dedicated to discovering and achieving what’s possible for them, thus helping them feel confident that they are on the right path to financial security. Our clients include individuals, families and organizations.
The Person is the Plan - We believe that financial planning is not just about your money. It is about your life. We created our financial planning process, The Person is the Plan®, so we can understand and help you follow the path that is calling out to you. When you work with us, our first conversations will focus on your vision for the future, not just your financials today. Then we will work through a series of modules to build your personalized financial plan. Once we lay the foundation, we will meet regularly with you to ensure you continue to make financial progress.
Our Investment Approach - At HIGHLAND, we believe no investor is the same, which is why we do not believe in a cookie-cutter approach to investment management. By custom tailoring an evidence-based investment strategy to fit your unique needs and value systems, we bring meaning to your money while increasing your odds of success.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Newly Independent Women
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
-
Joseph Goldy is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
-
Joseph Goldy is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
-
Joseph Goldy is an Accredited Asset Management SpecialistFinancial advisors and investment managers who hold the AAMS® designation have completed a course of study encompassing investments, insurance, tax, retirement, and estate planning issues. Individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations. All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process.
Contact Joseph Goldy
Office Locations:
-
1680 Rt. 23
Suite 210
Wayne, NJ 07470
