Julie Schatz

CFP®

Investor's Capital Management, LLC

Partner and Financial Advisor

Julie Schatz

CFP®

Investor's Capital Management, LLC

Partner and Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Julie Schatz, CFP®

(866) 966-9291

Fee-Only financial planner located in Menlo Park, CA, serving clients locally and across the country

Julie Schatz is a Menlo Park, CA fee-only financial planner. Investors Capital Management, LLC provides comprehensive and objective financial planning with a focus on tax planning and investment management to help individuals, families, and business owners organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Julie Schatz is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Julie Schatz, CFP® is a Partner and Fee-Only Financial Advisor at Investor's Captial Management in Menlo Park, CA.


My Experience with a Financial Planner

My husband and I sought out a financial planner for the first time after getting married in the mid 90s. My husband’s family and my family handle money quite a bit differently. I felt it was important for the two of us to get on the same page and work together toward our goals. We signed up with one of the big financial institutions which was a good experience and helped us get on track. Along the way though, I identified a couple of shortcomings of these “big company” services:

  1. Generally, more costly in-house mutual funds and/or front-end loaded mutual funds were recommended over other funds because the commissions and fees were better for the company, not necessarily better for me, the investor.
  2. The portfolio they designed for us was more risky than necessary and yet our investment returns did not compensate us for this extra risk.

My Commitment to You

I enjoy people! I am passionate about helping you become a good steward of your assets and become at ease with all aspects of your financial life. I use my skills, experience and dedication to provide you highly personalized advice with the utmost level of quality and integrity.

Education

I am a CERTIFIED FINANCIAL PLANNER™. Unlike many other acronyms used in the financial services business, the CFP® is the most highly regarded. I also continuously improve and update my skills through additional coursework and monthly professional meetings throughout the year. Prior to becoming a CERTIFIED FINANCIAL PLANNER™, I obtained a BS degree in Mechanical Engineering from the University of Notre Dame and worked for over 20 years; first as a Field Engineer then later in Technical Sales for various chemical companies.

I live in San Jose with my recently retired husband, Pete, and our college-age twins, Anna and Jim.

Julie Schatz is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

We can help with the answers!

Our clients have been in your shoes. As a team of dedicated, fee-only financial advisers we have helped them achieve their goals. We have a passion for providing advice to help individuals and families build secure financial futures and pursue their passions.

We understand that achieving goals requires discipline and balance. As your financial partner, we combine smart asset management with personalized financial planning to create goal driven solutions. These solutions let you focus on your personal objectives and build your financial confidence.

You don’t have to be born wealthy to build a secure life. Clear, independent and objective advice from a fee-only advisor can move you from endless worrying to feeling secure about the future. We believe that small actions over time can make a huge difference to your financial health. And we stand with you to build that future!

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Julie Schatz is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Julie Schatz is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • Financial Planning Association
    Julie Schatz is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Dimensional Funds
    Investors Capital Management, LLC has access to Dimensional Funds

    Dimensional Fund Advisors is a leading global investment firm that has been translating academic research into practical investment solutions since 1981. Guided by a strong belief in markets, the firm builds and implements strategies to help clients pursue higher expected returns. An enduring philosophy, strong client commitment, and deep working relationships with the academic community underpin Dimensional’s approach to investing and form the foundation for new strategies.

  • Kinder Institute
    Julie Schatz Has Received Training at the The Kinder Institute of Life Planning

    The Kinder Institute trains and coaches financial advisors worldwide in a method we call financial Life Planning. This method is based on the premise that advisors should first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals.

Contact Julie Schatz

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Office Locations:

  • 1100 Alma Street
    Suite 200
    Menlo Park, CA 94025

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