Justin Linthicum


Financial Consulate, Inc.

Tax Accountant and Associate Financial Planner

Justin Linthicum


Financial Consulate, Inc.

Tax Accountant and Associate Financial Planner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Justin Linthicum, CFP®, CPA

Fee-Only financial planner located in Hunt Valley, MD, serving clients locally and across the country

Justin Linthicum CFP®, CPA is a fee-only wealth advisor at Financial Consulate, based from the firm’s Hunt Valley, Maryland office. He serves clients from across the nation in pursuit of Financial Consulate’s mission: to help lessen the worry and burden of wealth management and enhance financial wellness so the firm’s clients can pursue relationships and true fulfillment. Financial Consulate offers comprehensive financial planning, which includes tax planninginvestment planning, and retirement planning. Advisors at Financial Consulate are bound by legal obligation to provide unbiased and trustworthy financial advice and are never paid a commission of any kind.

Justin Linthicum is a Tax Accountant and Associate Financial Planner at Financial Consulate, Inc.

Role at The Consulate:
At The Consulate, I work with wealth advisors to assist with clients’ tax and financial planning matters. I look into conversion opportunities for clients and the ways the latest tax laws may impact a client’s financial situation.

Educational Background:
I graduated from Towson University in 2013 where I earned dual bachelors’ degrees in accounting and business administration with a concentration in finance. I am a CPA and a Certified Financial Planner™.

My Favorite Consulate Value:
The Consulate value that means the most to me is integrity because of how it aligns with my own personal values. I appreciate the fiduciary duty that is required of The Consulate because it means we always act in the client’s best interest. Identifying and working to eliminate conflicts of interest is also important to me because, again, it means the clients are at the center of what we do.

Outside the Office:
When I am not at work, you will most likely find me doing something that involves sports. Whether I am kicking the soccer ball around with my daughter, cheering on the Capitals, or watching my daughter compete in gymnastics and soccer, I am an avid sports fan and player.

Our mission is to help lessen the worry and burden of wealth management and enhance financial wellness so our clients can pursue relationships and true fulfillment. 

We know how important it is to have someone you trust for financial advice.

That’s why Financial Consulate follows an ethical standard held by less than 1% of financial advisors in the US as members of the National Association of Professional Financial Advisors (NAPFA).

  • Under their watch, we work as fiduciary advisors on a fee-only basis.
  • We work without commissions and are oath-bound by a code of ethics to put your interests first.
  • All our advisors are Certified Financial Planners (CFPs) and maintain a level of continuing education that exceeds the normal requirements.
  • Almost half of our advisors are also Certified Public Accountants (CPAs) which allows for complete coordination of your financial plans and goals.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Estate Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Families with the "Millionaire Next Door" Mentality
  • Those Aiming to Reach Financial Independence
  • Individuals Who are Engaged with and Trusting of Our Advisors
  • Business Owners and Executives

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Processes Designed to Earn Client Trust

Professional Designations & Affiliations

  • Certified Financial Planner (CFP)
    Justin Linthicum is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CPA - Certified Public Accountant
    Justin Linthicum is a Certified Public Accountant (Learn More)

    A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.

Contact Justin Linthicum

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Office Locations:

  • 11019 McCormick Rd
    Suite 200
    Hunt Valley, MD 21031

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