Karla McAvoy
CFP®, MBA
HC Financial Advisors, Inc.
Financial Advisor
Karla McAvoy
CFP®, MBA
HC Financial Advisors, Inc.
Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you through the stages of your life and achieve your goals. - Karla McAvoy, CFP®, MBA
Fee-Only Financial Planner Located in Lafayette, CA, and Serving Clients Throughout the Bay Area
Karla McAvoy is a Lafayette, CA fee-only financial planner. HC Financial Advisors provides comprehensive, ongoing financial planning and investment management to help clients navigate the various stages of life. As a fee-only, independent, and fiduciary financial advisor, Karla is never paid commissions and has a legal obligation to provide unbiased and trustworthy advice.
Growing up, Karla McAvoy wanted to be a doctor. She soon realized that she was too squeamish for the profession; however, her career as a financial advisor has still allowed her to tend to people’s well-being. She is gratified by those moments (and there are many) when she is able to replace a client’s stress about their money with confidence that they are going to be just fine.
As a Senior Financial Advisor and Principal at HC Financial Advisors, Karla focuses on providing comprehensive financial planning and investment management to individuals and families throughout the San Francisco Bay Area. Her clients are often facing a life transition and want assistance in navigating it, such as:
- Retirement
- Inheritance
- Single again
- Caring for adult children and elderly parents
In addition to serving as a financial guide to clients, Karla is the firm's Chief Compliance Officer. She is responsible for ensuring that the firm remains compliant with state and federal laws and regulations.
Even though her degree was in economics, Karla actually started her working life in software development. However, in the process of learning to manage her own growing family’s finances, she felt drawn to return to school and become a CERTIFIED FINANCIAL PLANNER™ professional. She then worked for a couple of Bay Area financial planning firms before joining the team and eventually becoming a principal of HC Financial Advisors.
Karla is an active member of NAPFA (National Association of Personal Financial Advisors). She loves good novels, Giants baseball, and Golden State Warriors basketball. She also likes to travel, with Ireland, Costa Rica, Hawaii, and the Grand Canyon as her favorite destinations.
Karla McAvoy is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
HC Financial Advisors is a fee-only, fiduciary RIA firm serving as financial guides for life's journeys. Based in Lafayette, California, we have provided comprehensive financial planning and investment management to individuals, families, and businesses in the San Francisco Bay Area since 1986. We are committed to helping all clients find their way through the various transitions and stages of their life.
We set each client's goals and needs as the foundation for the comprehensive financial planning and investment management that we provide. Our planning typically encompasses:
- Income and expenses
- Investments
- Plans for retirement
- Insurance needs
- Education funding
- Business succession
- Social Security optimization
- Estate planning
Because we want to be the advisors our clients turn to for all their questions, no matter how big or small, earning trust is paramount to us. That is why we are:
- Independent and fee-only: We answer to no one but our clients and are paid by no one but our clients.
- Fiduciaries: We adhere to our fiduciary obligation to act in clients' best interests at all times.
- Team-based: Each client enjoys a relationship with a primary financial advisor while receiving the support of the entire team.
- Relationship-oriented: We build real relationships with our clients -- we truly like learning about their lives and celebrating their successes.
- Multigenerational: Over the years, our clients' children and grandchildren have turned to us for guidance.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax Planning
Ideal Clients
- Retirees and Near Retirees
- Women in Transition
- Sandwich Generation
- Sudden Money Situations
Working Together
- In-Office Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
-
Karla McAvoy is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
-
Karla McAvoy is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Contact Karla McAvoy
Office Locations:
-
3685 Mt. Diablo Blvd.
Suite 200
Lafayette, CA 94549
