Karlamary Aleman
CPA, PFS, MBA
Freedom Advisory, LLC
Senior Financial Advisor
Karlamary Aleman
CPA, PFS, MBA
Freedom Advisory, LLC
Senior Financial Advisor
As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Karlamary Aleman, CPA, PFS, MBA
Fee-Only financial planner located in Guaynabo, PR , serving clients locally and across the country
Karlamary Aleman is a Guaynabo, PR fee-only financial advisor serving clients locally and across the country. Freedom Advisory provides comprehensive financial planning, tax planning, and investment management to help individuals, families, and professionals organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Eduardo Ramos is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Karlamary Aleman is a Senior Financial Advisor at Freedom Advisory LLC. She started her professional career as a Tax Associate at Deloitte®, acquiring vast experience in personal taxes. She later worked as a personal financial planner, helping clients design and navigate an organized and detailed roadmap to achieve their objectives and goals. Her areas of expertise include developing and understanding a personal budget, planning for college expenses, managing risks, tax planning, achieving financial independence, and estate planning. All these experiences contributed to her professional development in the investment advisory industry for the past decade, offering comprehensive advice to high-net-worth individuals and families, putting their best interest first. Her main focus is to develop strong, long-lasting relationships through education, transparency, and excellent customer service.
Education:
BBA in Accounting – University of Puerto Rico, Rio Piedras campus
MBA in Finance – University of Puerto Rico, Rio Piedras campus
Freedom Advisory is a registered investment advisor with offices in San Juan, Puerto Rico and Fort Lauderdale, Florida. We provide investment advisory services based on the individual needs, goals and objectives of the client. Investment management services are provided to individual clients, which includes trusts and estates, charitable organizations, endowments, corporations and other business entities. Through this service, Freedom Advisory offers a customized and individualized investment program providing clients advice regarding asset allocation primarily among managed accounts, institutional mutual funds, ETFs with on-going evaluation and selection of investments, adjustments and balancing of portfolios.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- College Education Planning
- Tax Planning
- Risk Management
- Estate Planning
- Comprehensive Financial Planning
Ideal Clients
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
Working Together
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Karlamary Aleman is a Certified Public Accountant (Learn More)A Certified Public Accountant (CPA) is a professional accountant who has met the education and experience requirements set by their state's Board of Accountancy and has passed the Uniform CPA Exam. CPAs are licensed to provide a wide range of accounting services, including financial statement preparation, tax planning and preparation, auditing, consulting, and other financial advisory services.
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Karlamary Aleman is a Personal Financial Specialist (PFS)The Personal Financial Specialist (PFS) credential is granted solely to CPAs (Certified Public Accountants) with considerable personal financial planning education and experience. All areas of personal financial planning—including estate, retirement, investments, and insurance—have tax implications, and the PFS professional has the experience, ethics, and expertise to get the job done right.
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Karlamary Aleman is a Member of the American Institute of Certified Public Accountants
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Karlamary Aleman is a Member of the Puerto Rico Society of CPAs
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Karlamary Aleman Contributes to El Nueva Dia: "¿Estamos listos para perder el empleo?"
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Karlamary Aleman Attended "Cambios más significativos en las Planillas de Individuo de PR aplicables para el 2020" hosted by the Association for Financial Professionals
Contact Karlamary Aleman
Office Locations:
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Centro Internacional de Mercadeo
Tower One - Suite 205
Guaynabo, PR 968
