Kathleen Cote

CFP®

Red Clover Financial Planning, LLC

Owner, Financial Planner

I can work with clients anywhere!

Kathleen Cote

CFP®

Red Clover Financial Planning, LLC

Owner, Financial Planner

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Kathleen Cote, CFP®

Fee-Only financial planner located in Tysons, VA, serving clients locally and across the country

Kathleen Cote is a Tysons, VA fee-only financial planner. Red Clover Financial Planning, LLC provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Kathleen Cote is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Kate began her financial career in the trenches at Fidelity Investments, the fourth largest mutual fund and financial services group in the world. She quickly advanced into leadership positions, managing an operations team, working in problem resolution and navigating the 2000 and 2008 financial crises. 

Although she loved helping people work toward their financial dreams, she realized that just focusing on the investments wasn't enough. She wanted to provide a service that not only delivered investment results but helped clients with their entire financial picture, including insurance, benefits, debt, taxes, estate planning, and social security. After all, those financial aspects impact the bottom line just as much as investment decisions. To realize her vision and truly help clients, Kate established Red Clover. 

Kate is a Certified Financial Planner (CFP®), a commitment that goes beyond simply advising to include strategizing, creating, and delivering financial plans that serve as a comprehensive, action-oriented roadmap. She is adept at connecting all the dots for clients, asking the hard-hitting questions and sharing hard truths so that they fully understand and appreciate all the pieces and parts of their financial wellness equation.

Kathleen Cote is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Red Clover is a sign of financial wellness. We provide Financial Planning and Investment Management services with a personalized, holistic approach to financial health and personal happiness that is accessible wherever life takes you. Establishing relationships with each of our clients provides insights that take our financial services beyond the numbers and the reports.

Red Clover offers a balanced approach to living, spending, saving, and investing that inspires comfort as well as confidence, for a realistic financial pathway. We know life is not static, so neither are our plans. Our services follow you across the miles and over years, as life brings changes. We use technology tools to keep you thinking about the big picture as well as to watch the details, and we anticipate decisions that could impact your plans.

We factor "happiness" into the wealth building process, taking the time to uncover what you like to spend time doing, what lifestyle you desire, what you dream about for your children, your retirement, and other life goals. We use this information to create tailored financial plans.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Hourly Financial Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Military
  • Government Employees
  • Sudden Money Situations

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Kathleen Cote is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Kathleen Cote is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • XY Planning Network
    Kathleen Cote is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Kathleen Cote

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Office Locations:

  • 1775 Tysons Boulevard
    Tysons, VA 22124

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