Kathryn Kubiak-Rizzone

Values Added Financial

Associate Financial Advisor

Kathryn Kubiak-Rizzone

Values Added Financial

Associate Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Kathryn Kubiak-Rizzone

Fee-Only financial planner located in Washington, DC serving clients locally and across the country

Kathryn Kubiak-Rizzone a Washington, DC fee-only financial advisor serving clients locally and across the country. Values Added Financial provides comprehensive financial planning and investment management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Kathryn Kubiak-Rizzone is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Kathryn Kubiak-Rizzone loves to help families navigate the many financial decisions they face on the path to financial freedom, with a specific focus on serving the intersectional needs of women, people of color and LGBT+ folx. She joined Values Added Financial to be part of a team that truly lives its mission and helps others do the same. Kathryn is a service provider and educator at heart, having worked for years as a physical therapist and higher education instructor.

Kathryn lives in Rochester, New York with her family, where she is a parent leader with a strong commitment to educational equity and anti-racist advocacy. She has served on multiple nonprofit boards and strategic planning committees, is a member of her town and school districts’ Diversity and Equity committees, and is a grassroots activist in her community. When she’s not sharing financial guidance or working toward systems change, Kathryn can be found reminding adolescents to complete their chores and keeping a toddler from destroying the house. Her favorite ways to strive for work-life balance are family hikes, cooking, workouts with good music, and traveling with her wife.

Kathryn has a BS in Physical Therapy from SUNY at Buffalo, an MS in Human Movement Science from UNC Chapel Hill, and a Certificate in Financial Planning from NYU School of Professional Studies. She is a member of the Financial Planning Association.

Values Added Financial helps progressives build thoughtful, prosperous, impactful financial lives. By making smart financial decisions based on their values, clients can attain financial security, live lives they feel good about, and make the world better.

We focus on meeting the needs of people who want a long-term advisor to help them as their lives evolve over time. We are committed to feminism, economic equality, and other areas of justice and social change. If you happen to share these values or have other closely held ones, it is important to find someone who understands them and can help you apply them to these topics. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact Kathryn Kubiak-Rizzone

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Office Locations:

  • By Appointment Only
    Washington, DC 20001

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