Kenneth Robinson
JD, CFP®
Practical Financial Planning
Senior Financial Advisor / Founder
Kenneth Robinson
JD, CFP®
Practical Financial Planning
Senior Financial Advisor / Founder
The moment you stop worrying about money, life gets better.™ - Kenneth Robinson, JD, CFP®
NOT ACCEPTING NEW CLIENTS FOR AT LEAST THE NEXT SEVERAL MONTHS.

Ken Robinson is a Cleveland, OH area Fee-Only financial planner. His firm provides comprehensive financial planning, retirement planning, and investment management to help public-sector professionals and Mild-Mannered Millionaires™ organize, grow, and protect their assets and financial well-being. Founded in 2000, Practical Financial Planning serves clients in a fiduciary capacity and never receives commissions of any kind.
Ken Robinson founded Practical Financial Planning in 1996. With decades of experience in the industry, he's authored several books on financial planning, including the groundbreaking Don’t Make a Budget: Why It’s So Hard to Save Money and What to Do About It. In addition, he wrote, produced and directed a critically acclaimed video about the economy in recession (check out his fun fact below!). He's been quoted in The New York Times as well as Kiplinger’s Personal Finance and Money magazines, and his writing has appeared in Cleveland’s The Plain Dealer and in the journal Science.
He is also the owner of Financial Self-Confidence, a service that provides keynote speeches and seminars on personal finance. As a speaker, Ken’s known for his rap music video about the stock market in recession.
Kenneth Robinson is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
We will resume taking new clients in 2023. Until then, referrals from clients of Practical Financial Planning (past or present) are still welcome.
Practical Financial Planning is your partner in comprehensive financial planning, providing independent guidance without financial product sales. We are relentlessly driven to answer one essential question: what is in the best interest of the client?
We are a holistic financial advisory firm. We believe the best financial well-being stems from understanding how all the inter-related parts of your financial life fit together.
At Practical Financial Planning, our goal is to help you think about your money just enough that you can confidently put it out of your mind for a while, so you can focus your time and energy on making your life the best it can be.
We want to be your trusted partner in creating financial confidence. Because the moment you stop worrying about money, life gets better.™
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
Ideal Clients
- Public Sector Professionals
- Mild-Mannered Millionaires™
- Aspiring Mild-Mannered Millionaires™
- Retirees and Near Retirees
Working Together
- Virtual Meetings
- In-Office Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Kenneth Robinson is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Kenneth Robinson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Kenneth Robinson is a Member of the Alliance of Comprehensive Planners (ACP)
Alliance of Comprehensive Planners (ACP) is the community of tax-focused financial planners that operate under the retainer model. Passionately dedicated to superb client service, ACP planners’ only source of income is client retainer fees – not commissions. With an ACP planner, you can be confident you’re getting experience, knowledge, research, and most importantly, advice that is tailored just for you.
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Kenneth Robinson is Quoted in Financial Advisor Magazine: "Advisors Say 2031 Social Security Shortfall Alters Client Retirement Projections"
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Kenneth Robinson is the Host of Practical Wisdom from ACP Financial Advisors
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Kenneth Robinson is Quoted in US News and World Report: "Tax Deductions for Financial Advisor Fees"
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Kenneth Robinson is quoted by Nerdwallet's Liz Weston in AP's story, "Don’t give your adult kids your house"
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Kenneth Robinson received the 2019 Bert Whitehead Visionary Award at the annual conference of Alliance of Comprehensive Planners
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Kenneth Robinson is Quoted in US News and World Report: "7 Most Common Tax Mistakes Investors Make"
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Practical Financial Planning has been named to the 2019 Thrive Awards List Produced by the Editors at Wealth Management Magazine
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Kenneth Robinson is the Author of Don’t Make a Budget: Why It’s So Hard to Save Money and What to Do About It
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Kenneth Robinson is Quoted on Cleveland.com: "Too much credit card debt is toxic: Ask the Expert"
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Kenneth Robinson can be Heard on Nerd's Eye View Podcast: "Career-Changing Into Financial Planning By Creating A Niche Serving Your Former Profession, with Kenneth Robinson"
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Kenneth Robinson is Quoted on Cleveland.com: "How to determine if you need a retirement planner, find one"
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Kenneth Robinson is a Featured Guest on Wharton Business Radio
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Kenneth Robinson is the Author of Financial Tips For a Better Life—Simple and Effective Steps to a Better Financial Future
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Kenneth Robinson is Quoted in MarketWatch: "Evacuating due to California wildfires? Put these items in your ‘financial go-bag’"
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Kenneth Robinson is Quoted in the New York Times: "Why It Makes Good Sense to Save for College Now"
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Kenneth Robinson is Quoted on Cleveland.com: "Parents who pay allowances might consider adding a teaching moment"
Contact Kenneth Robinson
Office Locations:
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20525 Center Ridge Road
Suite 501
Rocky River, OH 44116