Kevin S. Rademacher


Financial Life Advisors

Senior Wealth Manager

Kevin S. Rademacher


Financial Life Advisors

Senior Wealth Manager

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Kevin S. Rademacher, CFP®, CRPC®, CTFA, MSPFP


Fee-Only financial planner located in San Antonio, TX, serving clients locally and across the country

Kevin S. Rademacher is a San Antonio, TX fee-only financial planner. Financial Life Advisors provides comprehensive retirement planningtax analysis, and estate planning to help transitioning retireesbusy professionals, and clients concerned with generational wealth transfer to organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Kevin S. Rademacher is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Kevin Rademacher joined Financial Life Advisors in 2018 and specializes in personal financial planning and wealth management.  Kevin is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds the Chartered Retirement Planning Counselor (CRPC®), Certified Trust and Financial Advisor (CTFA), and Texas Life, Accident, and Health Insurance license.  Kevin has over 15 years of experience in financial services with U.S. Bank Private Client Group, USAA Financial Planning & Wealth Management, and Broadway Bank Wealth Management & Trust.  Kevin also proudly served for 5 years in the United States Navy.  Kevin is passionate about helping individuals and families achieve financial life goals, and he is actively involved within the local community.

Kevin holds a master’s degree in Personal Financial Planning from the College for Financial Planning.  Outside of work he enjoys spending quality time with his family, friends, church, mini schnauzer, traveling, fishing, and the beach.  He has enjoyed the opportunity to visit 10 different countries, and is tremendously thankful to reside in the Lone Star State.

Kevin S. Rademacher is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Every area of your financial life overlaps, which is why we use a comprehensive wealth management approach. That approach considers your goals and supports those goals through your investments, insurance, and tax strategy. Growing out of a decades old CPA firm, our tax expertise influences many of our recommendations. We use a team approach because a single person cannot be all things to all people at all times.  

The Financial Life Advisors team prides themselves on a philosophy that is reflected in the way they make decisions and treat people. The culture is based on a book by James P. Owen called Cowboy Ethics. Following these 10 principles is critical to doing the right thing for the client, always.  

Live Each Day with Courage

We challenge ourselves to be better tomorrow than we were today. 

Take Pride in Your Work

We believe in being masters of our craft. 

Always Finish What You Start

We get help if we need it, but we finish what we start. 

Do What Has to Be Done

We first take care of the client, then solve the problem or handle the situation. 

Be Tough, But Fair

We are tough enough to stand up for our principles, convictions, the client, the firm, or ourselves. 

When You Make A Promise, Keep It

You are only as good as your word. 

Ride For the Brand

We make a difference in our client’s lives and we’re proud of that. 

Talk Less and Say More

We try to keep it simple but always keep it true. 

Remember That Some Things Aren’t For Sale

We honor our principles, take care of the client, and honor the outfit. Nothing will sway us from our principles, allow us to tolerate abusive or rude behavior, or break any laws. 

Know Where to Draw the Line

We abide by the rules and laws, but when they are too low of a standard, we raise the bar and do what is right. 

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Investment Management
  • Retirement Planning & Distribution Strategies
  • Tax Planning Strategies
  • Insurance Consulting
  • Multi-Generational Trust Planning

Ideal Clients

  • Business Executives
  • Self-Employed Professionals
  • Small Business Owners
  • Military Veterans & Government Executives
  • Medical Professionals
  • Young Professionals

Working Together

  • Virtual Meetings
  • Face-to-Face Office Meetings
  • Transparent Fees
  • Independent
  • Professional Network
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Kevin Rademacher is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • Certified Financial Planner (CFP)
    Kevin Rademacher is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CRPC - Chartered Retirement Planning Counselor
    Kevin Rademacher is a Chartered Retirement Planning Counselor℠ (Learn More)

    The Chartered Retirement Planning Counselor℠ or CRPC® designation is a premier retirement planning credential. The CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.

  • Certified Trust and Fiduciary Advisor (CTFA)
    Kevin Rademacher is a Certified Trust and Fiduciary Advisor (CTFA)

    Certified Trust and Fiduciary Advisor (CTFA) is a professional designation offered by the American Bankers Association (ABA). This mark provides training and knowledge in taxes, investments, financial planning, trusts, and estates. The CTFA credential is appropriate for professionals who have a career in banking, broking, financial planning, taxation, or trust administration.

  • Financial Therapy Association
    Kevin S. Rademacher is a member of The Financial Therapy Association (FTA)

    The Financial Therapy Association (FTA) is an organization comprised of professionals dedicated to the integration of cognitive, emotional, behavioral, relational, and financial aspects of well-being.

  • Master's in Personal Financial Planning MSPFP
    Kevin S. Rademacher holds a Master's in Personal Financial Planning (MSPFP)

    The Master of Science Degree Program in Personal Financial Planning from the College for Financial Planning offers financial planners an opportunity to expand their knowledge beyond typical credentials. The curriculum is based on a client-centered, problem-solving method using case studies to provide a hands-on approach to the material. Planners may either choose a traditional pathway or a client psychology and communication pathway. Regardless of the path, degree earners have successfully completed 30 semester credits.

Contact Kevin S. Rademacher

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Office Locations:

  • 14607 San Pedro Ave
    Suite 190
    San Antonio, TX 78232

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