Laryssa Freeman

CFP®

Meritage Wealth Management

Founder and Financial Planner

Contact Me

Laryssa Freeman

CFP®

Meritage Wealth Management

Founder and Financial Planner

I recognize I'm not a good fit for everyone, and that's ok! I offer a complimentary introductory meeting so that we can be open and honest from the outset to ensure our mutual compatibility. New clients are typically concerned with taxes in retirement, understanding if their assets will last throughout retirement and coordinating assets to replace their paycheck. - Laryssa Freeman, CFP®

Contact Me

760-602-5091

Website

I work exclusively with diligent investors in or quickly approaching retirement. Located in Carlsbad, CA and available virtually nationwide. Offering flat fee financial plans or ongoing comprehensive services. Your choice!

Laryssa Freeman is a Carlsbad, CA fee-only financial planner and works with clients virtually nationwide. As a fee-only, fiduciary, and independent financial advisor, Laryssa Freeman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

30 minute introductory meetings are complimentary to ensure a good fit and can be scheduled here.

 Laryssa Freeman is the Founder of Meritage Wealth Management located in Carlsbad, CA and she works with clients virtually nationwide. Her latest educational video can be viewed here.

Laryssa provides comprehensive financial planning to help retirees and near-retirees organize, grow and protect their assets throughout retirement. She does her best work for diligent investors in or approaching retirement who have accumulated at least $1 million of assets not including real estate. As a fee-only, fiduciary, and independent financial planner, Laryssa is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. 30 minute introductory meetings are complimentary to ensure a good fit. 

Laryssa Freeman is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

Laryssa offers two programs to work together. You choose what's right for you! 

Option 1 - Project-Based FInancial Planning Service: the fixed fee ranges from $3,500.00 to $10,000.00 depending on the complexity of your needs. The implementation and investment management of the plan is done by you. The scope of work may include the following topics based on your needs: Retirement Planning, Estate Planning, Development of Financial Goals, Investment Analysis, Risk Management, College Planning and Tax Planning Strategies.

For Option 2 - Ongoing Comprehensive Financial Planning, Investment Management and Financial Plan Implementation: all of the services of option 1 above for a flat one time fee of $3,500 plus ongoing investment management and financial plan implementation by Meritage Wealth Management.  For accounts above $500,000, the assets under management fee is up to 1.30% per year and includes all trading costs.  The fee is reduced for accounts over $1,500,000.  

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

Specialties

  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • Tax Planning
  • Social Security Planning
  • Roth Conversion Strategies

Ideal Clients

  • Retirees and Near Retirees
  • Business Owners and Executives
  • $1,000,000+ of Investable Assets

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Laryssa Freeman is a NAPFA Associate

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Laryssa Freeman is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

Contact Laryssa Freeman

760-602-5091

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Office Locations:

  • 5857 Owens Ave
    Suite 300
    Carlsbad, CA 92008

Meritage Wealth Management (“MWM”) is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Meritage Wealth Management disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

MWM does not warrant that the information on this site will be free from error. Your use of the information is at your sole risk. Under no circumstances shall MWM be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if MWM or a MWM authorized representative has been advised of the possibility of such damages.

Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

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