Meritage Wealth Management
Founder and Financial Planner
I work exclusively with diligent investors in or quickly approaching retirement. Located in Carlsbad, CA and available virtually nationwide. Offering flat fee financial plans or ongoing comprehensive services. Your choice!
Laryssa Freeman is a Carlsbad, CA fee-only financial planner and works with clients virtually nationwide. As a fee-only, fiduciary, and independent financial advisor, Laryssa Freeman is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
30 minute introductory meetings are complimentary to ensure a good fit and can be scheduled here.
Laryssa provides comprehensive financial planning to help retirees and near-retirees organize, grow and protect their assets throughout retirement. She does her best work for diligent investors in or approaching retirement who have accumulated at least $1 million of assets not including real estate. As a fee-only, fiduciary, and independent financial planner, Laryssa is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. 30 minute introductory meetings are complimentary to ensure a good fit.
Laryssa Freeman is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning.
Laryssa offers two programs to work together. You choose what's right for you!
Option 1 - Project-Based FInancial Planning Service: the fixed fee ranges from $3,500.00 to $10,000.00 depending on the complexity of your needs. The implementation and investment management of the plan is done by you. The scope of work may include the following topics based on your needs: Retirement Planning, Estate Planning, Development of Financial Goals, Investment Analysis, Risk Management, College Planning and Tax Planning Strategies.
For Option 2 - Ongoing Comprehensive Financial Planning, Investment Management and Financial Plan Implementation: all of the services of option 1 above for a flat one time fee of $3,500 plus ongoing investment management and financial plan implementation by Meritage Wealth Management. For accounts above $500,000, the assets under management fee is up to 1.30% per year and includes all trading costs. The fee is reduced for accounts over $1,500,000.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- Tax Planning
- Social Security Planning
- Roth Conversion Strategies
- Retirees and Near Retirees
- Business Owners and Executives
- $1,000,000+ of Investable Assets
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Laryssa Freeman is a NAPFA Associate
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Laryssa Freeman is a Member of the XY Planning Network
The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Laryssa Freeman
5857 Owens Ave
Carlsbad, CA 92008